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Dr. Hisham SAFADI.
Consultor de Negócios & # 8211; Innovationn & # 8211; Empreendedor.
Meus posts recentes.
Usando #Liderança em Organizações de Cuidados de Saúde para reduzir custos de cuidados I #business #management #healthcare August 1, 2015 #Business #Sustentabilidade via Inovação e Finanças #Gerenciamento I #investimento #bigdata 1 de julho de 2015 Incentivando o empreendedorismo com vouchers de inovação I #stratups # invest #entrepreneur 22 de junho de 2015.
Usando o #Leadership em organizações de cuidados de saúde para reduzir os custos de cuidados, eu #business #management #saúde.
Nas economias em desenvolvimento, as organizações sem fins lucrativos desempenham um papel vital no marketing social e na prestação de serviços essenciais, como saúde e educação.
Por causa da falta de recursos financeiros e know-how, o setor público não pode fornecer serviços essenciais como saúde e educação para todas as pessoas que muitos cidadãos nos países desenvolvidos tomam por certo. Esta falta de provisão é visivelmente aguda em áreas rurais remotas onde os serviços públicos não foram necessariamente descentralizados ou organizados. A falta de infraestrutura dificulta que as multinacionais e as empresas locais do setor privado alcancem as pessoas nas áreas rurais. Como a maioria das amenidades é centralizada nas grandes cidades ou na capital, em muitos casos as pessoas rurais são deixadas à própria sorte. Devido à baixa taxa de alfabetização, desemprego e baixas condições econômicas, eles não são "tradicionalmente" lucrativos o suficiente para o setor privado, a menos que haja uma mudança de paradigma na compreensão dos marqueteiros sobre a atratividade dos consumidores da base da pirâmide (BOP). mercado de grupos de baixa renda (Prahalad, 2005; Prahalad & amp; Hammond, 2002).
Alavancar a diversidade para influenciar com sucesso as operações comerciais é um imperativo comercial para muitas organizações de assistência à saúde, que buscam a liderança para ajudar a gerenciar uma nova era de atendimento culturalmente competente e centrado no paciente, que reduz as disparidades de saúde e de saúde.
À medida que os profissionais de saúde lidam com as pressões de preços e aumentam a responsabilidade pelo desempenho, eles devem se rededicando a melhorar o valor que eles proporcionam aos pacientes: melhores resultados e custos mais baixos. O custo baseado em atividade baseado em tempo oferece o potencial para os clínicos reprojetarem seus processos de atendimento para esse fim. Essa abordagem de custo, no entanto, é nova para a saúde e ainda não foi sistematicamente implementada e avaliada.
A maior oportunidade de reduzir custos sem sacrificar a qualidade, a segurança ou os resultados é obtida ao ajudar os médicos a reengenharia inteligente de seus processos clínicos e administrativos (Hoffman & Emanuel, 2013; Berwick, 2012). Alguns clínicos, no entanto, resistem à pressão de cima para baixo para assumir a responsabilidade pela redução de custos (Tilburt et al., 2013). Outros podem reconhecer que as considerações de custo devem ser incorporadas nas decisões de tratamento do médico e nos projetos de processos clínicos (Brook, 2011), mas falta a informação ou apoio organizacional para instituir mudanças significativas. Os sistemas de custo existentes na área da saúde impedem as iniciativas de redução de custos e melhoria de processos orientadas por médicos.
Esses sistemas dependem de alocações de custo imprecisas e arbitrárias e fornecem pouca transparência para orientar as tentativas de provedores de cuidados de primeira linha de entender e modificar os verdadeiros direcionadores de seus custos (Kaplan & amp; Porter, 2011).
Uma ferramenta com potencial significativo para preencher essa lacuna é o custo baseado em atividade (TDABC) baseado em tempo (Kaplan & Anderson, 2007). O custeio baseado em atividades tem sido amplamente adotado e usado em setores fora da área de saúde para melhorar os processos operacionais e ajudar os gerentes a tomar melhores decisões sobre alocação de recursos, mix de produtos e serviços e preços. Mas as aplicações do TDABC aos cuidados de saúde foram limitadas (Hennrikus, Waters, Bae, Sohrab, & amp; Shah, 2013; French et al., 2012). Neste artigo, descrevemos como os clínicos de várias organizações de assistência médica líderes nos Estados Unidos e na Europa começaram a aplicar o TDABC para identificar múltiplas oportunidades de melhorar o valor que elas proporcionam aos pacientes.
A maneira mais simples de reduzir os custos de um fornecedor é impor cortes gerais de gastos a todos os departamentos. Mas essas reduções arbitrárias podem afetar negativamente o acesso e os resultados de assistência médica. Reduções sustentáveis ​​de custos e melhor utilização da capacidade devem ser o resultado de uma reengenharia de baixo para cima que permita ao provedor manter e melhorar seus resultados de assistência à saúde e atender a uma população maior de pacientes com os mesmos recursos. Tal reengenharia sustentável deve basear-se em cálculos válidos do custo total da prestação de cuidados durante ciclos completos de tratamento.
Dotson, E, & amp; Nuru-Jeter, A 2012, & # 8216; Preparando o cenário para um caso de negócios para a diversidade da liderança em saúde: História, pesquisa e alavancagem, Journal of Healthcare Management, 57, 1, pp. 35-44, Business Fonte Premier, host da EBSCO, visualizado em 31 de julho de 2015.
Kaplan, R. Witkowski, M, Abbott, M. Barboza Guzman, A, Higgins, L, Meara, J, Padden, E, Shah, A, Waters, P, Weidemeier, M, Wertheimer, S, & amp; Feeley, T 2014, & # 8216; Usando o Custeio baseado em Tempo e Baseado em Atividade para Identificar Oportunidades de Melhoria de Valor na área de Saúde, Journal of Healthcare Management, 59, 6, pp. 399-412, Business Source Premier, EBSCO host, visualizado em 31 de julho de 2015.
Rahman, M, Haque, S, & amp; Rashid, A 2012, & # 8216; Nonprofits & # 8217; engajamento com os setores público e privado: o caso da prestação de cuidados de saúde essenciais na área rural de Bangladesh, Marketing Review, 12, 1, pp. 5-16, Business Source Premier, anfitrião da EBSCO, em 31 de julho de 2015.
Dr. Hisham M Safadi (Hisham Safadi) BDS & amp; Mestrado em Liderança e Gestão em Prática de Cuidados de Saúde da Universidade de Salford, onde a sua dissertação de mestrado é o efeito da Inteligência Emocional na melhoria dos cuidados de Odontologia no Oriente Médio. Nascido e criado nos Emirados de Ras Al Khaimah, Emirados Árabes Unidos. Dr. Safadi começou sua carreira profissional como dentista, depois se voltou para o campo da administração de instalações médicas e reformou a prestação de serviços de saúde. Seu principal interesse é consultoria de negócios, liderança e empreendedorismo.
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#Business #Sustentabilidade via Inovação e Finanças #Gestão # investimento #bigdata.
Parte (1): #Gerenciamento e pesquisa futura sobre a criação de um novo futuro para o #Business (Hahn, Kolk and Winn, 2010)
Em sua revisão de pesquisas sobre negócios e sustentabilidade, Kallio e Nord-berg (2006) chegaram à conclusão desanimadora de que - apesar do crescente volume de pesquisas sobre organizações e o meio ambiente - “a dimensão ambiental permaneceu mais ou menos como um apêndice” (p. 453) para abordagens de gestão padrão e pesquisa. Eles argumentam que a adoção de questões ambientais na pesquisa atual serve principalmente para legitimar as abordagens business-as-usual, mas que “a orientação fundamental do discurso não mudou essencialmente” (p. 453) Reflexões sobre a disciplina e sobre o que ( mais) agenda de pesquisa significativa poderia parecer já foram oferecidos há quinze anos. Gladwin, Kennelly e Krause (1995), por exemplo, defenderam um novo paradigma para a teoria e pesquisa gerencial, postulando que “é possível que nossas teorias tenham incentivado tacitamente as organizações a se comportarem de maneiras que acabam destruindo sua vida natural e social. sistemas de suporte ”(p. 896). Estes e outros argumentos dos autores e pedidos para repensar fundamentalmente os fundamentos da pesquisa em gestão, no entanto, têm sido atuados apenas esporadicamente. Há muitas razões para essa inação, algumas das quais são observadas na investigação de Goodall (2008) sobre por que os principais periódicos em administração falharam em responder às mudanças climáticas. Uma razão importante, de acordo com Goodall, é que os incentivos de promoção para os acadêmicos nas escolas de negócios são direcionados para adições incrementais ao conhecimento estabelecido.
Mais recentemente, a ocorrência de escândalos corporativos, particularmente por envolver supostamente empresas líderes socialmente responsáveis, deu origem à contemplação do que “bondade organizacional” acarreta e qual o papel que existe para motivações gerenciais e agência moral (Heugens, Kaptein, & amp; Van Oosterhout, 2008; ver também Muller & amp; Kolk, 2010). A questão é se tais chamadas ajudarão a pesquisa em administração a ir além da adaptação incremental das abordagens existentes e gerar respostas suficientes para as mudanças e desafios que as empresas e a sociedade estão enfrentando. Embora publicados em revistas de administração geral, muitos dos autores discutidos anteriormente se especializaram em responsabilidade social corporativa e, portanto, são mais propensos a estar atentos a essas questões. Resta saber até que ponto tais novas direções irão filtrar para o mainstream mais amplamente.
Está além do escopo de uma única edição especial cobrir toda a variedade de desafios econômicos, ambientais e sociais e respostas empresariais adequadas para sistemas sustentáveis ​​de apoio social e ambiental. Na chamada de artigos, argumentamos que a pesquisa é necessária para desenvolver e discutir novas abordagens que definem o papel e o propósito dos negócios e da gestão à luz de desafios como mitigar a mudança climática, aliviar a pobreza, lidar com a migração e lidar com a escassez de recursos. ou assegurar a coesão social. Os artigos de pesquisa nesta edição especial são esforços importantes para integrar noções como resiliência, imersão e sistemas adaptativos complexos com a viabilidade econômica dos negócios e, nas quatro contribuições, eles oferecem implicações tanto para a teoria quanto para a estratégia de gerenciamento. Muitas outras questões, como concepções de justiça, equidade e ética, no entanto, ainda exigem uma revisitação fundamental dos fundamentos teóricos dos negócios. A seguir, abordamos várias áreas adicionais que parecem importantes para a construção de mais pesquisas proveitosas.
Uma questão de relevância primordial nesse contexto é a questão do papel e da função objetiva das empresas. O foco predominante na criação de riqueza pelos acionistas parece ter agravado, em vez de aliviado, a crise que estamos enfrentando atualmente (Figge & amp; Hahn, 2008), embora nenhuma abordagem alternativa clara tenha surgido também. Parece duvidoso que o pensamento de riqueza dos acionistas que domina tanto o discurso acadêmico quanto o prático seja adequado para todos os tipos de negócios e atividades empresariais, já que as empresas listadas, embora muitas vezes grandes e proeminentes, representam apenas uma proporção muito pequena de empreendimentos (Hahn & amp; Scheermesser, 2006; Reynolds, 1997). Juntamente com o foco de curto prazo da estratégia corporativa e tomada de decisão (Laverty, 1996; Mosakowski & Earley, 2000), que é difícil conciliar com o foco de longo prazo do desenvolvimento sustentável (Held, 2001), repensando o papel e A função objectiva das empresas num contexto ambiental e societal mais amplo parece inevitável. Mesmo que a noção de criação de valor e crescimento ainda esteja profundamente enraizada no pensamento de muitos gestores tradicionais e até mesmo em acadêmicos ONE e BAS, parece mais duvidoso do que nunca que o pensamento de negócios esclarecido (Jensen, 2001) pode trazer novas ideias ou qualquer remédios para a situação. Por outro lado, parece haver um tremendo potencial para a pesquisa que está fora de questão se vale a pena ser verde ou socialmente responsável, assim como pesquisas que se estendem a campos de negócios além da administração.
E embora nosso foco aqui seja nas organizações empresariais, esse foco também levanta questões sobre se políticas públicas fundamentalmente diferentes e regulamentação do mercado são necessárias para mudar as regras do jogo, a fim de garantir que a conduta empresarial esteja mais alinhada com as necessidades da sociedade. Oferecemos um conjunto final de reflexões sobre os desafios de se fazer pesquisa associada ao tópico abordado nesta edição especial. Embora um dos artigos (o de Kearins, Collins e Tregidga) se baseie em estudos de casos de negócios reais para desenvolver seus argumentos, as contribuições nesta edição especial são predominantemente peças conceituais. Essa ênfase conceitual não é surpreendente, considerando o estado inicial desse tipo de pesquisa. Mas sugerimos outra razão, talvez mais fundamental, para esse enfoque. Um dilema inerente às regras para pesquisa empírica em estudos de gestão especificamente, e estudos de negócios em geral, é que as metodologias predominantes são descritivas. Os métodos de pesquisa quantitativos e qualitativos, portanto, necessariamente se baseiam no estudo do que já pode ser observado - um problema significativo se o argumento é que, seja à luz das mudanças climáticas, da crise financeira ou de outros problemas sistêmicos, as abordagens atuais parecem não funcionar .
Aqui está o que as organizações de melhores práticas estudadas pelo The Hackett Group fizeram para alcançar status financeiro de classe mundial:
Parceria com RH para desenvolver um plano de força de trabalho que defina as necessidades de curto e longo prazo e destaca as lacunas críticas de talento. Desenvolver modelos de competência, programas de aprendizado e desenvolvimento e processos de gerenciamento de desempenho para preencher eventuais lacunas.
Modelos de processamento 2.Redesign.
Padronize em todos os principais processos financeiros, particularmente nas áreas transacionais. Por exemplo, ao implantar um único conjunto de processos padrão em contabilidade geral e relatórios externos, as organizações de classe mundial obtêm custos de transação 50 a 60% mais baixos do que os das empresas típicas.
Operações de 3.Retool com tecnologia.
Automatize as transações e melhore os recursos de entrega de informações. Hackett informa que financia operações que possuem processos automatizados:
Receba 2,5 vezes mais faturas de fornecedores eletronicamente em contas a pagar do que empresas típicas; Ter uma taxa de correspondência automatizada 53% maior nas remessas de contas a receber; e Ter mais acesso de autosserviço às principais informações de gerenciamento do que em empresas típicas.
4. Alocar recursos para planejamento e estratégia.
Invista mais recursos para ajudar sua organização a cumprir suas metas e objetivos estratégicos. Em organizações financeiras de classe mundial, o orçamento alocado para planejamento e atividades estratégicas é 38% maior, e o montante alocado para atividades de processamento de transações é 25% menor do que em organizações típicas, informa Hackett.
Fornecer consistentemente serviços de alta qualidade.
Por exemplo, organizações de classe mundial têm uma taxa de erro no faturamento de clientes 48% menor do que a das empresas típicas, o que melhora a velocidade com que o dinheiro é coletado.
"É definitivamente um retorno para se concentrar em encontrar formas inovadoras de reinventar seus processos," # 8221; diz Doxey. “No entanto, antes de começar, as melhorias no seu processo devem ser cuidadosamente priorizadas. Também é fundamental entender a viabilidade de uma melhoria de processo e determinar se uma empresa ou organização similar se beneficiou. Também perceba que uma melhoria de processo que funciona bem em um ambiente SAP pode não funcionar bem em um ambiente Oracle ou legado ”.
O progresso tecnológico é uma das principais forças motrizes do crescimento econômico tanto nos países em desenvolvimento quanto nos desenvolvidos (Savvides e Zachariadis, 2005; Zachariadis, 2004). Ele pode ser cumprido no nível da empresa por atividades internas de P & D e / ou por meio de P & D externos [como investimento direto estrangeiro (IDE) e comércio tecnológico]. As empresas podem, no entanto, diferir em suas atitudes em relação à tecnologia de construção através desses canais. Depende de suas relações competitivas com os outros, do nível de complexidade tecnológica envolvida e das dotações. Tem havido uma crescente complexidade nas tecnologias usadas para produção e inovação desde os anos 80. As empresas descobriram cada vez mais que suas capacidades inovadoras internas são insuficientes para o desenvolvimento dessas tecnologias. Assim, cada vez mais empresas buscam uma abordagem de inovação aberta, envolvendo a compra de patentes ou a formação de joint ventures de pesquisa com outras empresas. Conseqüentemente, uma empresa típica tem duas maneiras de melhorar sua tecnologia de produção: estratégia interna de P & D, na qual realiza atividades independentes de P & D; e a estratégia externa de P & D, onde ela acessa o conhecimento de P & D através de atividades cooperativas ou não-cooperativas.
Uma volumosa literatura concentrou-se em ligações colaborativas entre pares (Goyal e Moraga-Gonzalez, 2001; Goyal e Joshi, 2003). Cada link representa um acordo sobre o projeto de pesquisa conjunta de dois colaboradores. Os benefícios para as empresas colaboradoras surgem do compartilhamento de conhecimento sobre uma tecnologia de redução de custos. Este fluxo bidirecional de influência tem sido fundamental para o estudo de R & amp; D; no entanto, existe também outra vertente de pesquisa. Por exemplo, Billand e Bravard (2004) assumem que cada firma estabelece unilateralmente links diretos para acessar o conhecimento de P & D de outras firmas. Essa premissa não cooperativa reflete as situações em que as empresas podem comprar patentes de outras empresas ou analisar produtos de outras empresas, por exemplo, engenharia reversa ou conversar com fornecedores de tecnologia. O presente artigo segue essa abordagem. Assumimos que cada empresa é capaz de alavancar atividades internas e externas de P & D para construir e desenvolver sua capacidade inovadora. A atividade interna de P & D é induzida por seus esforços internos de pesquisa e desenvolvimento, enquanto a P & D externa depende de sua capacidade de estabelecer vínculos com outras empresas.
Portanto, a estratégia de cada empresa consiste em um nível de esforço interno de P & D e uma especificação do conjunto de empresas com as quais estabelece unilateralmente vínculos. Os links formados pelas empresas definem uma rede R & amp;
Pesquisas empíricas sobre complementaridade ou substituibilidade entre estratégias internas e externas de pesquisa e desenvolvimento têm sido inconclusivas. A pesquisa mais recente de Hagedoorn e Wang (2012) mostra que existe uma relação contingente entre estratégias internas e externas de P & D. A maior parte da literatura teórica existente pressupõe que os esforços internos e externos de P & D são complementos estratégicos (ver, por exemplo, D'Aspremont e Jacquemin, 1988; Goyal e Moraga-Gonzalez, 2001; Goyal et al., 2008). Nesta literatura, a redução marginal do custo unitário do esforço adicional de I & D é constante e a função de recompensa de cada empresa é convexa no esforço de I & D, implicando a complementaridade estratégica de esforços de I & D para empresas vinculadas. O presente artigo, no entanto, assume que a função de receita de cada empresa é estritamente côncava no esforço de P & D. Ou seja, os esforços internos e externos de P & D são substitutos estratégicos.
O problema de como as empresas negociam esforços internos e internos de P & D e esforços externos de P & D para aquisição de conhecimento foi examinado e dado que essas duas opções estratégicas são substitutas. Descobrimos que a empresa reduz o custo de investimento e o custo de aquisição. Estes determinam se as empresas conduzem atividades de P & D e se as firmas confiam totalmente em seus próprios esforços internos de P & D. A rede R & amp; D de equilíbrio está vazia quando o custo de investimento ou o custo de ligação é alto. Uma estrutura núcleo-periferia existirá quando ambas forem relativamente baixas, com as empresas centrais investindo e as empresas de periferia livres. Também investigamos questões de eficiência. Mostramos que as empresas centrais tendem a subinvestir no equilíbrio de Nash, pois ignoram a externalidade positiva de seu próprio esforço de pesquisa e desenvolvimento. Assim, o equilíbrio e a eficiência podem estar desalinhados sob algumas condições.
Os presentes artigos enfocaram a interação de empresas que operam em seu próprio mercado independente, onde o custo de vinculação é fixo. Existem muitas maneiras de estender a análise. Uma extensão possível é considerar as atividades não-cooperativas de P & D entre concorrentes no mesmo mercado. Outra possibilidade é considerar o R ​​& amp; D híbrido, em que as atividades principais de P & D são conduzidas internamente e os conhecimentos de R & amp; D não essenciais podem ser adquiridos de outras empresas. Além disso, podemos indigenizar o custo da ligação.
Isso significa que cada empresa está mais disposta a estabelecer um vínculo com outra empresa com mais conhecimento em P & D.
Cui, Z., Li, Z., Zhang, J. e Zu, L. (2014). Redes de I & D com Substituibilidade Estratégica. Review of Development Economics, 18 (2), pp.340-353.
Hahn, T., Kolk, A. e Winn, M. (2010). Um novo futuro para os negócios? Repensando a teoria de gestão e estratégia de negócios. Business & amp; Society, 49 (3), pp.385-401.
& # 8216; como as melhores operações financeiras alcançam o sucesso & # 8217; 2014, Relatório de Controladores, 2014, 12, pp. 6-7, Business Source Premier, anfitrião da EBSCO, exibido em 1 de julho de 2015.
Dr. Hisham M Safadi (Hisham Safadi) BDS & amp; Mestrado em Liderança e Gestão em Prática de Cuidados de Saúde da Universidade de Salford, onde a sua dissertação de mestrado é o efeito da Inteligência Emocional na melhoria dos cuidados de Odontologia no Oriente Médio. Nascido e criado nos Emirados de Ras Al Khaimah, Emirados Árabes Unidos. Dr. Safadi começou sua carreira profissional como dentista, depois se voltou para o campo da administração de instalações médicas e reformou a prestação de serviços de saúde. Seu principal interesse é consultoria de negócios, liderança e empreendedorismo.
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Incentivo ao empreendedorismo com vales de inovação Eu #stratups #invest #entrepreneur.
Os vales de inovação são amplamente utilizados internacionalmente pelos governos para apoiar pequenas empresas emergentes. Tradicionalmente, os vales eram usados ​​para subsidiar benefícios sociais como alimentação, educação ou serviços de saúde, mas são cada vez mais usados ​​para estimular o esforço empreendedor. Em geral, os vales de inovação são concedidos a pequenas empresas para subsidiar o custo de serviços comerciais ou técnicos de fornecedores externos. Isso permite que a empresa tenha mais controle sobre suas atividades de desenvolvimento, enquanto mantém os provedores de serviços externos. A experiência internacional e canadense sugere considerável congruência no desenho do programa, mas, em alguns contextos, foram criadas características especiais para atender às necessidades de negócios locais e às prioridades de desenvolvimento. Um corpo de evidências amplamente inexplorado poderia ser usado para avaliar o impacto dessa ferramenta e as oportunidades de refinamento e aplicação.
No Canadá e em outros lugares, muitos programas nacionais e regionais foram criados para apoiar a criação e o crescimento de empresas. Vários programas destinam-se a ajudar a gerar novos conhecimentos, enriquecer talentos humanos e criar instalações de pesquisa, compartilhar conhecimentos ou auxiliar o financiamento de negócios. O apoio pode envolver uma mistura de mecanismos diretos (ou seja, doações, empréstimos, aquisições) direcionados a entidades específicas e abordagens indiretas (ou seja, créditos fiscais, incentivos regulatórios, infraestrutura) que aspiram a resultados mais gerais. Os governos podem enfatizar as intervenções do lado da oferta ou do lado da demanda, e buscar melhorias sistêmicas gerais, ou focar em prioridades orientadas para a missão. Encontrar as ferramentas certas e o mix de políticas pode ser um desafio complexo e em constante mudança. Uma abordagem mais inovadora nos últimos tempos envolve o uso de vales de inovação financiados pelo governo, concedidos a pequenas empresas para o pagamento de conhecimentos externos ou serviços de apoio. Esta ferramenta política tem sido amplamente adotada e pode desempenhar um papel maior quando o valor estratégico é ainda mais valorizado. O objetivo desta nota de pesquisa é apresentar e chamar mais atenção para os vouchers como um instrumento de política, rever as origens e a adoção do conceito de vale, incluindo a experiência internacional e canadense, e considerar as lições aprendidas e projetar implicações para alcançar os resultados desejados. Esta nota de pesquisa procura incentivar pesquisas adicionais e mais sistemáticas sobre vouchers usados ​​no Canadá e internacionalmente.
Os cupons surgiram como um tipo popular de suporte financeiro para empresas iniciantes e pequenas empresas dentro e fora do Canadá. Eles não são um crédito de imposto, um contrato, uma concessão, um empréstimo ou qualquer forma de propriedade direta ou investimento, formas mais comuns de envolvimento do governo. Os vales de inovação são essencialmente uma nota de crédito que cobre o pagamento total ou parcial de serviços externos para empresas. No entanto, os vouchers apresentam alguns aspectos novos e dignos de nota em termos de incentivo à dinâmica coletiva do empreendedorismo.
Novos empreendedores e firmas emergentes são, por natureza, muito restritos por recursos. Eles não possuem muitos ou todos os requisitos para criar e expandir um negócio. Tamanho pequeno sozinho significa pouco tempo ou atenção para fazer qualquer coisa. Mesmo que as necessidades sejam bem compreendidas, pode haver uma percepção limitada de onde e como obter ajuda externa. E os provedores de serviços podem relutar em lidar com entidades desconhecidas ou ainda não confiáveis. Para a maioria das start-ups, o dinheiro é a questão mais constante e urgente: a motivação pessoal e o comprometimento são os recursos mais vitais e vulneráveis ​​disponíveis no estágio inicial.
Historically, the voucher concept has been a common mechanism to provide social benefits for disadvantaged groups. Vouchers have often provided full or partial subsidy for obtaining food, housing, education or other public assistance. Using vouchers to support entrepreneurship has emerged out of efforts to assist developing countries. In 1993 vouchers were used in Peru to finance training for microenterprises, although results were not very positive because of flaws in design and implementation. In 1994 the World Bank launched a voucher program for training established small to Medium Enterprises (SMEs) in Kenya; it included setting aside 20% of awards for women entrepreneurs. After piloting a program in Paraguay in 1995, the Inter-American Development Bank replicated the effort in many other countries throughout Latin America. USAID ran a pilot voucher program in Ukraine in 1999; turning again to vouchers in 2011 with a reincarnated program to aid “last-step-to-market” activities of local SMEs.
Over the last decade, innovation vouchers have gradually become a small business support mechanism used by regional and national governments almost worldwide. Limited pilot programs in the Netherlands during 1997 and 2004 evolved into a national offering for all SMEs, soon emulated throughout many European regions (Koskenlinna et al. 2007). A 2009 European Union survey of 23 programs used in 21 different administrative jurisdictions found significant differences in process and principles, yet also identified a core of common practices (Schade and.
Grigore 2009). Among overall benefits, the innovation voucher is appreciated as an effective method for breaking down barriers to cooperation between small firms and large research institutions, often causing first time contact. A UK study observed that vouchers can encourage creativity and overcome the perceived “risk aversion, status quo bias, and myopia” characteristic of many smaller firms (Potts and Morrison 2009: 3-5). Several past program evaluations (for example, Netherlands, UK) concluded that vouchers can induce incremental job creation, revenue growth, product development and interaction between industry and academia; making good returns on government investment. Innovation vouchers have now spread widely with programs introduced in Singapore (2009), New Zealand (2010), Australia (2011), and several US states, adding to growing recognition as global good practice.
Vouchers are now widely understood. For example, a broad assessment undertaken by the European Commission’s Enterprise and Industry Directorate in 2010 culminated in the Riga Declaration of principles for the design and management of innovation voucher programs. This report strongly advocated broader dissemination and continued experimental adaptation. Although voucher programs everywhere share some common elements, there is also evidence of unique variations corresponding to local setting or policy priorities.
Vouchers clearly have a role to play as a policy mechanism. They may have some potential drawbacks, but they can also avoid deficiencies in other types of support programs. Tax incentives, grant programs and subsidized loans can directly impact business, although benefits may be offset by resultant costs of government bureaucracy and business compliance. With proper consideration, vouchers can be deployed to target support to different industry sectors, varying stages of company growth, and for a range of development activities. They can deliver complimentary add-on support to other major programs or project initiatives. Or they can be offered in more general fashion. Significantly, voucher schemes reflect the development process they are intended to support, encouraging entrepreneurs to take initiative in bottom-up fashion, rather than being subservient to top-down institutional directive. So far, vouchers have been used primarily to encourage knowledge sharing, networking and collaboration; building positive social capital not only for individual firms, but also in forming successful economic clusters integral to most regional and national innovation policies.
CANADIAN PUBLIC ADMINISTRATION / ADMINISTRATION PUBLIQUE DU CANADA VOLUME 57, NO. 2 (JUNE/JUIN 2014), PP. 318–326.
Dr. Hisham M Safadi ( Hisham Safadi ) BDS & MSc Leadership and Management in Health Care Practice from the University of Salford where his Master dissertation subject is the effect of Emotional Intelligence on improving Dentistry care in Middle East. Born and raised in the Emirates of Ras Al Khaimah, United Arab Emirates. Dr. Safadi had start his professional career as a dentist then turn to the field of managing medical facilities and reforming delivery of health care services. His main interest is business consultancy, leadership and entrepreneurship.
Health, healthcare, leader, leadership, business, organisation, start up, emotion, intelligence, emotional intelligence, scale, research, study, big data, science, Salford, Dubai, university, Saudi, united Arab emirates, Arab , middle, east, Egypt, Qatar, Jordan, , free zone, industrial, talent, management, entrepreneur, nation, Manchester, hisham, safadi, hishamsafadi, , ras al khaimah, UAE, Abu Dhabi, dentistry, dental, patients, staff, employee, government, conflict, compete, growth hacking, marketing, sales, management, administration, nurses, doctors, business plan, talent management, USA, United, State, Kingdom, UK, Europe, Auditing, White, paper, white paper, project, project management, HK, twitter, Facebook, LinkedIn, social, media, social media, news, platforms, apple, android, google, MSN, yahoo, article, must read, read, references, resources, risk, entrepreneur , shark tank, dragons den, investment, invest, leader, Internet, google, LinkedIn, yahoo, Microsoft, apple, toothone, seo, software, free, business, make money online, Internet, money, web design, Web Hosting, work from home, home business, Travel, make money, weight loss, design, Games, marketing, computer, online, Internet marketing, Health, Music, news, website design, forex, Hosting, real estate, Movies, Blog, video, online business, affiliate marketing, advertising, download, work at home, search engine optimization, Entertainment, shopping, traffic, art, Education, Gifts, hotel, SEO Services , Books, business, opportunities, fitness, home, hotels, iPhone, jewelry, jobs, Blogging, finance, game, make money from home, programming, Business opportunity, electronics, photography, Videos, Web Development, buy, forex trading, free icons, Icon, icons, Javascript, mobile, application, mobile app, web-application, web-design, wholesale, animated gif, animated image, computers, cool, fashion, loading, PayPal, fund, fundraising, kick start, innovation, quality, immigration, visa, work, opportunity, university, universities, MBA, airline, flight, cheap, shopping, jumairah, mall, ticket, car, trade, YouTube, google, upload, download, nurse, football, Messi, Spanish, match, gumtree, translator, translation, medicine, hospital, ask, amazon, EBay, café, restaurant, dinner, lunch, discount, sale, make up,
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#Dental Treatment #Motivation Scale (DTMS): Study on Periodontal Treatment : #patients #dentistry.
Motivation has been shown to have roots in physiological, behavioural, cognitive and social areas and is rooted in a basic impulse to optimize wellbeing, minimize physical pain and maximize pleasure. Motivation also plays an important role in perceived dental competence and treatment seeking behaviour among dental patients. Different theories and models such as the push-pull model and the self-determination theory have sought to explain the various intrinsic and extrinsic influences affecting the patients’ motivation to undergo or refuse treatment.
The role of motivation in dental care is thought to play a major role in influencing dental health behaviour. A previous study which reviewed the behaviour self-regulation model in context of self-care showed that patient motivation was influenced by dental professional and the incentives and rewards offered during the treatment phase. Halvari et al. developed a self-regulation questionnaire for dental treatment which showed that autonomous motivation for dental competence were positively associated with oral self-care behaviour and dental clinic attendance.
The study of Pac et al. assessed motivation among periodontal patients using the zychlinscy scale and found it to be a reliable tool. It also assessed the correlation between the scale and clinical parameters and found that patients with greater motivation had better oral hygiene. However, the tool does not assess the extrinsic and intrinsic influences that motivate the patient to agree for a treatment. Gao et al. assessed the effect of motivational interviewing (MI) in improving oral health through a systematic review and found that four studies reported positive effects of MI on oral health outcomes whereas another four showed null effect. The study emphasized on the need for further studies with methodological rigor for a better understanding of the roles of MI in dental practice.
There is a definite paucity in studies evaluating the role of motivation in treatment seeking behaviour of periodontal patients. The research hypothesis of this study is that is no significant relationship between motivation and treatment seeking behaviour among periodontal patients. Hence this study is an attempt to assess the role of motivation in periodontal care by using the Dental Treatment Motivation Scale (DTMS) which in itself is a shortened version of a.
Self-regulation questionnaire for dental treatment subsequently modified based on a questionnaire used for assessing motivation in Type-2 diabetic patients. Chronic periodontitis is a multifactorial disease. Along with microorganisms which are responsible for the initiation of the inflammatory reaction leading to subsequent periodontal tissue loss, several other local and systemic factors have been shown to play important modifying roles in enhancing the inflammatory or destructive effects of microorganisms.
The Dental Treatment Motivation Scale is a modification of Treatment Self-Regulation Questionnaire (TSRQ). The TSRQ is a set of questionnaires concerning why a subject would engage in healthy behaviour, solicit treatment for some disease, try to change an unhealthy behaviour, follow a treatment regimen or engage in some other health related behaviour. All questionnaires have the same purpose; which is to assess the degree to which one’s motivation for a particular behaviour is autonomous or self-determined.
The instrument used for data collection consisted of sociodemographic questions in addition to the Dental Treatment Motivation Scale (DTMS) questionnaire. The DTMS is a Likert scale composed of 15 items in which 7 (Q no: 1, 2, 5, 7, 10, 13 & 15) and 8 (Q no: 3, 4, 6, 8, 9, 11, 12 & 14) questions assess intrinsic and extrinsic motivation respectively. The scale measures autonomous and controlled motivations to adopt a healthy attitude towards periodontal treatment. Answers are organized on a Likert scale of 1 to 5 ranging from “strongly disagree” to “strongly agree”. The score of each dimension is obtained by the total sum of all answers of the items in each dimension by the total score. The study was translated into the local language. To check for the consistency the study was back translated into English by two independent bilingual dentists.
The questionnaire showed a good degree of reliability making it a valid tool for periodontal treatment planning. The results of the study showed that the subjects showed high motivation towards periodontal treatment thus rejecting the null hypothesis and accepting the alternate hypothesis. The intrinsic motivation component scored more than the extrinsic component. Motivation is an important component for treatment seeking behaviour.
Overall the study showed a high degree of motivation for treatment seeking behaviour facilitated by both intrinsic and extrinsic factors. Internalization and integration is a process by which extrinsically motivated behaviour can become self-determined. A number of extrinsic factors have also played a small role in motivating treatment related behaviour in this study such as the professional help, appreciation and social acceptability. Dentists can play a major role by facilitating treatment seeking behaviour through professional advice and reinforcements and thus help in integrating and internalizing extrinsic behaviour to an intrinsic motivation. A subjects’ dentist, his peers and his family can play an important role in bringing about a positive health related behaviour. To conclude, the study tested the Dental Treatment Motivation Scale (DTMS) to assess motivation for seeking periodontal therapy. The scale showed good consistency as well as validity and can be used for assessing motivations for other dental treatments as well. The limitation of this study is that the sample size was small and correlation with the actual clinical condition was not carried out. More longitudinal studies with larger samples in a multicentre setting are warranted to further explore the feasibility and acceptability of DTMS.
Oruba Z, Pac A, Olszewska–Czyż I, Chomyszyn-Gajewska M. The significance of motivation in periodontal treatment: The influence of adult patients’ motivation on the clinical periodontal status. Community Dental Health [serial online]. September 2014;31(3):183-187. Available from: CINAHL, Ipswich, MA.
Dr. Hisham M Safadi ( Hisham Safadi ) BDS & MSc Leadership and Management in Health Care Practice from the University of Salford where his Master dissertation subject is the effect of Emotional Intelligence on improving Dentistry care in Middle East. Born and raised in the Emirates of Ras Al Khaimah, United Arab Emirates. Dr. Safadi had start his professional career as a dentist then turn to the field of managing medical facilities and reforming delivery of health care services. His main interest is business consultancy, leadership and entrepreneurship.
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When Should #Startups Set Out to Raise Money? The Wall Street Journal June 2015 #Business.
It can be tempting for a startup founder to look for investors early on, especially in today’s market. Despite little revenue, companies such as Snapchat Inc. and Pinterest Inc. have grown into billion-dollar businesses over a few short years, thanks in part to cash infusions from venture-capital firms and other investors.
But what are the risks of giving up equity and bringing investors on board? How should founders decide when and how much capital they need?
On The Accelerators, a blog on the challenges and strategies for starting new businesses, experienced entrepreneurs and investors shared their tips on the right time to raise money. Edited excerpts:
Raising Money? Choose to be Humble.
I encourage founders to ignore the hype and the ego stroking that comes with a big valuation and instead choose to be humble. There’s no need to raise more than you need—it’s dangerous to do so. If you raise ahead of your skis and your business can’t deliver, the fall is very painful. This is the scenario in which CEOs are fired. This is the scenario all founders must avoid.
There’s no free lunch anywhere, especially not in Silicon Valley. Investors generally exchange their capital for shares in the company—it’s a bet on the startup’s future. They therefore expect founders to create value today and every day after that. With more money invested, they believe more value can be created, which means the bar for delivering a return is raised higher than ever.
It’s crucial to raise the right amount. Obviously, you never want to be out of cash so that you are forced into a fire sale or expose a soft underbelly where someone can take advantage of your vulnerabilities. But don’t raise so much that you do stupid things, such as blowing money on fancy facilities, hiring a lot of salespeople when there’s no product or recruiting a team of engineers when you don’t know what the product is.
— Maynard Webb, founder of the Webb Investment Network and co-founder of Everwise, Los Gatos, Calif.
Do You Need the Capital?
It is true that today’s capital markets are flush with venture money, and it seems every day a new “unicorn” is born over the rainbow. You read in the news, story after story, of a wunderkind entrepreneur raising millions of dollars to transform this or disrupt that. But while fruit grows on trees, money doesn’t. It takes a lot of grit, sweat and hustle to get to the point where you have the option to raise capital. And as soon as you take on venture money, you run the risk of getting kicked out of your own garden. Once you bring on investors, it is no longer completely your company. If you are okay with the possibility of getting pushed out of your own startup and left on the sidelines, then proceed. Institutional investors invest in the company, not in you.
Additionally, ask yourself if you really need the money. Taking on capital is a big commitment. You should first figure out how big your market is, and what it will take to be the leader in the field. Sometimes, raising money causes more problems than solutions. You wouldn’t want to raise $10 million to go after a market that’s worth $1 million a year in revenue, for example. You’ll likely never reach a profitable outcome. Be conscious of what you’re raising money to accomplish, and make sure it jives.
— Richie Hecker, CEO of Traction + Scale, New York.
Wait Until You’re Profitable.
It’s easy to buy into the hype that securing funding should be a startup’s top priority. Many founders today look to raise capital right off the bat—as soon as they have a concept, a leadership team and a mock-up, they’re asking for investors. But when you first create a company, you won’t know exactly where the future will take you. If a startup has deep pockets at this stage, the founders will be tempted to spend the money in foolish ways. Instead of planning carefully for sustainable growth, they will throw spaghetti at the wall to see what sticks. So what if, instead, you waited until you are profitable to raise money?
Let’s say you show up to an investor’s door with an idea and nothing more, and ask for $250,000. What’s going to happen? Maybe you’ll get lucky and the investor won’t just laugh you off. If they do decide to accept your request, they’re going to set a very low valuation for your company and ask for a substantial amount of equity in return. After all, it’s just an idea—and good ideas are a dime a dozen.
But imagine that you go to an investor after turning a profit—after you have a proven idea. You’ve moved beyond prototype, you’ve done your marketing and you have paying customers. You’ve shown financial discipline in balancing costs with income to turn an actual profit. That’s something every investor wants to put money behind.
Seeking funding when you’re profitable may sound foolish, but it’s just the opposite. Not only will you be able to raise money at a higher valuation, but you’ll be able to give up less control in return for that cash.
Dr. Hisham M Safadi ( Hisham Safadi ) BDS & MSc Leadership and Management in Health Care Practice form the University of Salford where his Master dissertation was in the effect of Emotional Intelligence on improving Dentistry care in Middle East. He was born and raised in the Emirates of Ras Al Khaimah, United Arab Emirates. Dr. Safadi had start his professional career as a dentist then turn to the field of managing medical facilities and investment management. His main interest is business start-up, leadership and mentoring. Currently he is leading several projects in Manchester that is related to enhance patient experience and improving leadership style through education.
Patel, S. 2015. When Should Startups Set Out to Raise Money? I — Sujan Patel, vice president of marketing at When I Work, Minneapolis. WSJ . wsj/articles/when-should-startups-set-out-to-raise-money-1433373868, June 12, 2015.
Health, healthcare, leader, leadership, business, organisation, start up, emotion, intelligence, emotional intelligence, scale, research, study, big data, science, Salford, Dubai, university, Saudi, united Arab emirates, Arab , middle, east, Egypt, Qatar, Jordan, , free zone, industrial, talent, management, entrepreneur, nation, Manchester, hisham, safadi, hishamsafadi, , ras al khaimah, UAE, Abu Dhabi, dentistry, dental, patients, staff, employee, government, conflict, compete, growth hacking, marketing, sales, management, administration, nurses, doctors, business plan, talent management, USA, United, State, Kingdom, UK, Europe, Auditing, White, paper, white paper, project, project management, HK, twitter, Facebook, LinkedIn, social, media, social media, news, platforms, apple, android, google, MSN, yahoo, article, must read, read, references, resources, risk, entrepreneur , shark tank, dragons den, investment, invest, leader, Internet, google, LinkedIn, yahoo, Microsoft, apple, toothone, seo, software, free, business, make money online, Internet, money, web design, Web Hosting, work from home, home business, Travel, make money, weight loss, design, Games, marketing, computer, online, Internet marketing, Health, Music, news, website design, forex, Hosting, real estate, Movies, Blog, video, online business, affiliate marketing, advertising, download, work at home, search engine optimization, Entertainment, shopping, traffic, art, Education, Gifts, hotel, SEO Services , Books, business, opportunities, fitness, home, hotels, iPhone, jewelry, jobs, Blogging, finance, game, make money from home, programming, Business opportunity, electronics, photography, Videos, Web Development, buy, forex trading, free icons, Icon, icons, Javascript, mobile, application, mobile app, web-application, web-design, wholesale, animated gif, animated image, computers, cool, fashion, loading, PayPal, fund, fundraising, kick start, innovation, quality, immigration, visa, work, opportunity, university, universities, MBA, airline, flight, cheap, shopping, jumairah, mall, ticket, car, trade, YouTube, google, upload, download, nurse, football, Messi, Spanish, match, gumtree, translator, translation, medicine, hospital, ask, amazon, EBay, café, restaurant, dinner, lunch, discount, sale, make up,
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Enhancing Quality Improvement in Health Care via Innovation: A Lead for Change #innovation #health #care.
Quality is a complex notion and means different things to different people. So before we challenge ourselves to improve quality, we need to define exactly what it means. The definition of quality is essentially very simple; we see it as the ‘degree of excellence’ in healthcare. Excellence has many dimensions. But within the healthcare sector it is widely accepted that excellent healthcare should have the following six characteristics1:
• Safe – avoiding harm to patients from care that is intended to help them.
• Effective – providing services based on scientific knowledge and which produce a clear benefit.
• Person-centred – providing care that is respectful or responsive to individuals’ needs and values.
• Timely – reducing waits and sometimes harmful delays.
• Efficient – avoiding waste.
• Equitable – providing care that does not vary in quality because of a person’s characteristics.
However, there are tensions among them that need to be balanced – for example, person-centeredness may not always go hand-in-hand with efficiency. A number of solutions that have the greatest potential to make lasting and widespread improvement to health services are:
• A sustained focus on continuous improvement in the quality of health services is needed.
• Emphasise the importance of internal motivators (for example, professionalism, skills development, organisational development and leadership), alongside external ones (for example, regulation, economic incentives and performance management).
• Align quality at every level to make sure that all levels of the system relate to each other in supporting quality.
• Redefine the nature of the relationship between people who use services and those who provide them.
• Build knowledge, skills and new practices, including learning from other sectors that have improved their performance and reliability in highly complex areas.
Most important ingredient to improve quality and achieve sustained improvement. The way in which the change is introduced and implemented. Best outcomes achieved through utilising a combination of change behaviour and systematic change methods and structures.
The Key Principles of Leadership and Quality Improvement are the following:
• Vision of what the organisation should look like and agreed strategy.
• Agreed role responsibilities for Quality Improvement.
• System changes (data collection, rewards, incentives)
• Training and development.
• Communication and commitment (Ovretveit 2005)
• Aims of improvement and Board commitment.
• Systems alignment ( strategy, projects, leadership learning)
• Channel leadership to system level improvement.
• Build improvement capability (Reinersten et al. 2005, IHI 2008)
We should be aware too about the Key Principles to Quality Improvement which are:
• Governance, leadership and management (as opposed to policies and procedures alone)
• In-built quality and safety measures (rewards, penalties for breaches)
• Self-assessment of culture and values (expressive behaviour) – of the organisation are expressed in behaviour of quality improvement approaches, commissioners will be better placed to ask the right questions about providers’ focus on improvement and the progress.
• Performance management (setting standards, measurement, corrective action: feedback loop)
• Dialogue and communication with key stakeholders: interaction loop.
Focusing on your Service Improvement goals with the organisations strategic goals is needed to achieve those goals which serve the common organisation objective of Improving Quality and Services Improvement.
Adapted from Reinerstein J. The work of pursuing perfection. Cited by NHS Institute for Innovation and Improvement (2005) Improvement leaders Guide: Leading Improvement, Personal and Organisational Development.
Challenge to organisations is to implement the change. Change is a necessary condition for survival and in organisations and individuals is a never ending search for improvements to gain competitive advantage. Change is a necessary condition of survival. In fast changing environments not to change is to lose. Change in terms of clinical leadership is to devolve power to frontline staff - to innovate locally. Use the softer term of innovation as it has less connotations to that of the term change. Innovation - term combined with change and progress.
In Core Principles change management for the purpose of patient and service improvement are Diagnosis or assessment, Planning, Implementation and Evaluation.
Innovation in Quality Improvement:
In Finding the Important characteristics of an innovation it will include the following:
• Relative advantage (the degree to which it is perceived to be better than what it supersedes);
• Compatibility (consistency with existing values, past experiences and needs);
• Complexity (difficulty of understanding and use);
• Ability (the degree to which it can be experimented with on a limited basis);
• Observability (the visibility of its results).
The important roles in the innovation process include:
• Opinion leaders (who have relatively frequent informal influence over the behaviour of others);
• Change agents (who positively influence innovation decisions, by mediating between the change agency and the relevant social system);
• Change aides (who complement the change agent, by having more intensive contact with clients, and who have less competence credibility but more safety or trustworthiness credibility.
Sobre o autor:
Dr. Hisham M Safadi (Hisham Safadi ) BDS & MSc Leadership and Management in Health Care Practice form the University of Salford where his Master dissertation was in the effect of Emotional Intelligence on improving Dentistry care in Middle East. He was born and raised in the Emirates of Ras Al Khaimah, United Arab Emirates. Dr. Safadi had start his professional career as a dentist then turn to the field of managing medical facilities and investment management. His main interest is business start-up, leadership and mentoring. Currently he is leading several projects in Manchester that is related to enhance patient experience and improving leadership style through education.
& # 8211; Foundation, H. 2015. What is quality? & # 8211; Health Foundation. Health Foundation. health. uk/about-us/what-is-quality/, June 12, 2015.
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Health, healthcare, leader, leadership, business, organisation, start up, emotion, intelligence, emotional intelligence, scale, research, study, big data, science, Salford, Dubai, university, Saudi, united Arab emirates, Arab , middle, east, Egypt, Qatar, Jordan, , free zone, industrial, talent, management, entrepreneur, nation, Manchester, hisham, safadi, hishamsafadi, , ras al khaimah, UAE, Abu Dhabi, dentistry, dental, patients, staff, employee, government, conflict, compete, growth hacking, marketing, sales, management, administration, nurses, doctors, business plan, talent management, USA, United, State, Kingdom, UK, Europe, Auditing, White, paper, white paper, project, project management, HK, twitter, Facebook, LinkedIn, social, media, social media, news, platforms, apple, android, google, MSN, yahoo, article, must read, read, references, resources, risk, entrepreneur , shark tank, dragons den, investment, invest, leader, Internet, google, LinkedIn, yahoo, Microsoft, apple, toothone, seo, software, free, business, make money online, Internet, money, web design, Web Hosting, work from home, home business, Travel, make money, weight loss, design, Games, marketing, computer, online, Internet marketing, Health, Music, news, website design, forex, Hosting, real estate, Movies, Blog, video, online business, affiliate marketing, advertising, download, work at home, search engine optimization, Entertainment, shopping, traffic, art, Education, Gifts, hotel, SEO Services , Books, business, opportunities, fitness, home, hotels, iPhone, jewelry, jobs, Blogging, finance, game, make money from home, programming, Business opportunity, electronics, photography, Videos, Web Development, buy, forex trading, free icons, Icon, icons, Javascript, mobile, application, mobile app, web-application, web-design, wholesale, animated gif, animated image, computers, cool, fashion, loading, PayPal, fund, fundraising, kick start, innovation, quality, immigration, visa, work, opportunity, university, universities, MBA, airline, flight, cheap, shopping, jumairah, mall, ticket, car, trade, YouTube, google, upload, download, nurse, football, Messi, Spanish, match, gumtree, translator, translation, medicine, hospital, ask, amazon, EBay, café, restaurant, dinner, lunch, discount, sale, make up,
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Entrepreneurial Skills that Change Business in 2015 I #business #Entrepreneur #startup.
What makes someone a successful entrepreneur? It certainly helps to have strong technology skills or expertise in a key area, but these are not defining characteristics of entrepreneurship. There’s a question that haunts every would-be entrepreneur – and many actual entrepreneurs – every day: “How do I know if I have what it takes?” Yes, the Internet is full of ideas, tips, tricks and even awesome quotes. But do you actually have the skills. While the debate rages on as to whether entrepreneurs are born or made, one thing can’t be disputed: polishing certain skills can help you be a better entrepreneur.
If you want to start a business, it’s essential to learn the specific skills that underpin these qualities. It’s also important to develop entrepreneurial skills if you’re in a job role where you’re expected to develop a business, or “take things forward” more generally.
In this article, we’ll look at the skills you need to be a successful entrepreneur, and we’ll explore resources that you can use to develop the traits needed for success.
Defining Entrepreneurship.
Some experts think of entrepreneurs as people who are willing to take risks that other people are not. Others define them as people who start and build successful businesses.
Thinking about the first of these definitions, entrepreneurship doesn’t necessarily involve starting your own business. Many people who don’t work for themselves are recognized as entrepreneurs within their organizations.
Regardless of how you define an “entrepreneur,” one thing is certain: becoming a successful entrepreneur isn’t easy.
So, how does one person successfully take advantage of an opportunity, while another, equally knowledgeable person does not? Do entrepreneurs have a different genetic makeup? Or do they operate from a different vantage point that somehow directs their decisions for them?
Though many researchers have studied the subject, there are no definitive answers. What we do know is that successful entrepreneurs seem to have certain traits in common.
We will be discussing the following entrepreneurship criteria that build success for entrepreneur personality and business, which are:
Communication and Networking Business and Personal Branding Sales and Marketing for Business Success Strategy and Decision Making Finance and Account Management.
In all the above points we will include a personality analysis that combine with the points.
When you’re a solopreneur, you may think communication is less of an issue, since you don’t have staff to interact with. But you’ve still got to maintain clear lines of communication with your customers via email and phone, as well as ensure that the message you send through your website and social-media profiles is the one you want.
If you do have staff, communication is even more important. After all, poor communication skills can lead to decreased productivity with your staff, as well as low morale and opportunity for them to make more mistakes if they don’t understand your instructions. There is an opportunity to enhance your communication methods with your staff after you success building your business. Communication will give you as entrepreneur the ability to manage staff. Once you have the right people, you need to manage them well. Early on in your business’s growth, you’ll be everyone’s manager, so it pays to be effective. If you don’t already know how to manage, take the time to learn how to motivate, encourage, and develop your staff. Also communication will give you the ability to make entrepreneur friends. According to entrepreneur Jim Rohn, “You are the average of the five people you spend the most time with.” So who do you want to be? Improve your odds of success by finding entrepreneur friends who will be able to understand your struggles and give you much needed insight.
To start a correct branding, first, examine your personal characteristics, values, and beliefs. Do you have the mind-set that’s typical of successful entrepreneurs?
Optimism: Are you an optimistic thinker? Optimism is truly an asset, and it will help get you through the tough times that many entrepreneurs experience as they find a business model that works for them. Vision: Can you easily see where things can be improved? Can you quickly grasp the “big picture,” and explain this to others? And can you create a compelling vision of the future, and then inspire other people to engage with that vision? Initiative: Do you have initiative, and instinctively start problem-solving or business improvement projects? Desire for Control: Do you enjoy being in charge and making decisions? Are you motivated to lead others? Drive and Persistence: Are you self-motivated and energetic? And are you prepared to work hard, for a very long time, to realize your goals? Risk Tolerance: Are you able to take risks, and make decisions when facts are uncertain? Resilience: Are you resilient, so that you can pick yourself up when things don’t go as planned? And do you learn and grow from your mistakes and failures? (If you avoid taking action because you’re afraid of failing, our article on Overcoming Fear of Failure can help you face your fears and move forward.)
Whether you’re striving to brand your business or looking to establish yourself as an expert in your industry, knowing how to do so online is essential to your success. Branding starts with being active on social media, and is shaped through content publication, whether on or off your website. Be aware, though, that poor content can lead to negative branding. It’s important to know how to deliver content and resources that your target audience wants and will find valuable. Another method of branding yourself and your business is social networks. Social networks represent a key part of any business’s marketing strategy. Not only will you need to understand each platform, you’ll want to arm yourself with the best strategies for getting your start up and personal brand noticed on each one.
One important internal driver that branding yourself and your self will be increased is the ability to deal with failure. No business venture is a straight line to success; knowing how to deal with ups and downs is essential. Remember that every successful person out there failed dozens of times before getting a win. Failure isn’t the end – it’s just a data point on the way to success.
You may not identify with salespeople, but the fact is, if you run a business, you’re involved in sales. You might have a sales team that handles all of your company’s sales, but every time you deliver your elevator pitch about your business, negotiate with a vendor, or even just persuade anyone to do anything, you’re tapping into sales skills. To enhance your sales records for your business you must have the ability to be productive. This is a big topic, because there’s no one right way to be productive that works for everyone. Learn about your peak energy times, your routines, and the productivity tools that work for you in order to create your own plan for success. Another element is the ability to close a sale. Letting customers know you understand their pain is important, but asking for the sale is where many entrepreneurs get stuck. If you’re nervous about this step, try enrolling in a sales workshop to learn these much-needed skills. Adding to that the ability to spot new trends is another element that you should be aware of. Business moves fast, so you’ve got to have the ability to see changes coming in your industry. Make it a point to keep up to date on new start-ups and the advances in technology that could be poised to disrupt your field. Estratégia. It’s easy to think about the “right-now” aspect of your business, because the results are easy to see. But what about the bigger picture, long-term challenges and goals? How often are you thinking about those? Without a constant eye on your business’ strategy and skilled assessment of that strategy relative to the industry and your competition, you can’t hope to grow it over time and remain competitive in the marketplace. You also need the practical skills and knowledge needed to produce goods or services effectively, and run a company. Goal Setting: Do you regularly set goals, create a plan to achieve them, and then carry out that plan? Planning and Organizing: Do you have the talents, skills, and abilities necessary to achieve your goals? Can you coordinate people to achieve these efficiently and effectively? (Here, effective project management skills are important, as are basic organization skills.) And do you know how to develop a coherent, well thought-through business plan, including developing and learning from appropriate financial forecasts? Decision Making: How good are you at making decisions? Do you make them based on relevant information and by weighing the potential consequences? And are you confident in the decisions that you make? Core decision-making tools include Decision Tree Analysis, Grid Analysis, and Six Thinking Hats. You need knowledge in several areas when starting or running a business. For instance: Business knowledge: Do you have a good general knowledge of the main functional areas of a business (sales, marketing, finance, and operations), and are you able to operate or manage others in these areas with a reasonable degree of competence? Entrepreneurial knowledge: Do you understand how entrepreneurs raise capital? And do you understand the sheer amount of experimentation and hard work that may be needed to find a business model that works for you? Opportunity-specific knowledge: Do you understand the market you’re attempting to enter, and do you know what you need to do to bring your product or service to market? Venture-specific knowledge: Do you know what you need to do to make this type of business successful? And do you understand the specifics of the business that you want to start? (This is where it’s often useful to work for a short time in a similar business.)
You can also learn from others who have worked on projects similar to the ones that you’re contemplating, or find a mentor – someone else who’s been there before and is willing to coach you.
Within your strategy you should focus on other stakeholders who are customers, staff, new staff and factors which are productivity, talent management and business position.
Focusing on Customers: To be clear, without customers, you have no business. Make sure all of your pitches, products, and services are focused on actual customer needs. If you don’t know what these are, research and ask questions so that you’re able to give great customer service.
The ability to manage staff. Once you have the right people, you need to manage them well. Early on in your business’s growth, you’ll be everyone’s manager, so it pays to be effective. If you don’t already know how to manage, take the time to learn how to motivate, encourage, and develop your staff.
The ability to train new staff. When you bring on someone new, a robust on boarding process will ensure that they know what to do and not do. Not only will this help keep your company moving the correct direction, it will increase the commitment level of good employees and give you grounds to follow up on misconduct.
The ability to hire effective people. Speaking of hiring, this is easily one of the most important skills any entrepreneur could have. Having great people on your team will give you access to new strengths, while also building a company culture that people want to be a part of? Hiring the right people is essential to get where you want to go.
The ability to identify strengths and weaknesses. As a business owner, you don’t need to be perfect at everything. You do, however, have to understand where you’re strong and where you’re weak. Assessing this will inform everything from the business decisions you make, to the partners you bring on, and to the employees you hire.
The ability to be productive. This is a big topic, because there’s no one right way to be productive that works for everyone. Learn about your peak energy times, your routines, and the productivity tools that work for you in order to create your own plan for success.
While you don’t need to be a CPA to run a successful business, you should still have a decent understanding of your finances, profit margins, cash flow and funding. The more comfortable you are with all of these numbers, the more confident you’ll be, and the better decisions you’ll make. If you have an accountant to handle all the number crunching, that’s great, but don’t use them as a crutch to keep you from digging in and really understanding where your money’s going. It’s your duty to rein in costs, optimize efficiency and find ways to grow revenue. As a business owner with entrepreneur skills you will be required to focus on enhancing your abilities to raise and manage money.
The ability to raise money. Once you can manage money, can you get more? In order to get investment, you need to not only understand where to get money, but how to convincingly make a case that your business is a good risk as well.

O futuro.
HOQU IS MARKETING AT A WHOLE NEW LEVEL!
HOQU is the first decentralized marketing platform that allows merchants and affiliates to interact directly without brokers and ensures fair cost per actions deals based on smart contract.
the market by country.
in the near future, a major part of this market will adopt Blockchain.
Financial model.
currently used in online.
Descentralizado
Involves a string of brokers that fail to provide transparency and charge both merchants and affiliates.
Brings together merchants and affiliates without brokers and uses smart contracts to ensure transparent and fair deals.
Up to 45% of a merchant’s budget is spent on commissions charged by a number of brokers, including banks, payment systems, advertising agencies and platforms.
0.5% commission per deal and lack of brokers make HOQU more attractive to both merchants and affiliates.
Affiliate networks have to pay for using existing platforms on a monthly basis or spend money on developing proprietary platforms.
Affiliate networks can use the HOQU platform for free.
Conventional platforms have entry barriers that are too high for affiliate networks.
To get access to HOQU affiliates and merchants, you need to register an account in just a few clicks.
A technical failure can paralyze all affiliate networks on a centralized platform, until the cause is detected and rectified.
On HOQU, software failure in one module will not affect proper operation of other modules.
Stores all data on one server, does not reveal deal closure mechanisms, and involves both automated and manual operation.
Does not manage deals and focuses on providing high-quality service and technical support to both merchants and affiliates.
All financial transactions are processed centrally, resulting in increased processing times and delayed payouts to affiliates.
With HOQU’s own cryptocurrency, affiliates can get instant payouts 24/7.
Human factor makes it impossible to detect all cases of fraud on centralized platforms.
Open-source smart contract ensures fair and transparent deals between merchants and affiliates.
In case of a hacker attack, hackers may get access to all accounts in the system.
On a decentralized platform, all user accounts are independent; if one account is hacked, this won’t breach the security of other accounts.
As the number of affiliates is growing, merchants may experience problems with general analytics due to disintegrated networks.
With all data available in user’s personal account, dealing with several networks is much easier.
What do these projects have in common?
They chose not to struggle on an already established, highly competitive market. Instead, they created their own Blockchain-based market.
The Blockchain-based affiliate platform is a market with a potential turnover of $200 bln a year!
HOQU is the first Blockchain-based affiliate platform in the world!
Number of brokers and commission rates on centralized platforms vs. HOQU platform.
Without brokers, the HOQU platform shows a 44% higher efficiency, saving over $88 bln a year.
The HOQU Platform is the Most Optimal Solution for All Involved!
Vast choice of professional marketers, plus direct communication, low commission on actual deals, independent anti-fraud system.
Open merchant database, fair and transparent smart contract deals, CPS (Cost-per-Sale) model available, fast payouts.
Easy entry (given free use and vast selection of merchants and affiliates), fair reputation ranking, fair competition.
The HOQU affiliate blockchain platform MVP is now available for closed testing.
Acquire HQX Tokens and order customer or investor pools for your business or project.
The HOQU platform MVP demonstrates the work principles of merchants and affiliates via a CPA network for two types of smart contracts:
Pay for targeted call; Pay for lead (for example, a percentage of the amount of investment in ICO projects).
technology will be everywhere, and it will kick off with digital products and services RomanKaufman.
This is a smart contract prototype that would include base logic for all platform participants. The contract would allow an affiliate network, an offer, or a lead to be added, and would allow the process to be monitored. A prototype of a decentralized web application, used by affiliates to view leads, offers, and vital statistics.
A production version of smart contracts capable of managing all reward types. All logic necessary to manage and process networks, offers and leads will be implemented. Information viewing using multiple reporting segments and breakdowns.
Tracking service applications, responsible for collecting data from affiliates. Automated building of a lead data, submission of leads to the platform and processing of lifecycle events.
A production version of the decentralized web application used by affiliates and merchants. Functionality would include adding, monitoring and management of offers and leads by system's own affiliates and merchants. Multi-segment statistical reporting.
A production version of the decentralized web application used by the affiliate networks. Functionality would include adding, monitoring and management of offers and leads by system's own affiliates and merchants. Multi-segment statistical reporting.
Unveiling of the production version of the decentralized HOQU platform. Demonstration of the main platform processes, adding of offers and leads.
A production version of the web application, used by operators and administrators of appeal centers. Applications for affiliates and merchants will include functionality to appeal actions of the opposing side and to respond to disputes sent your way. Introduction of the trust rating system.
A production version of the mobile app, that would allow all work to be done from a mobile device. It would be possible to create snapshots of all statistical reports to be accessible while working offline, as well as the delayed creation of leads and emailing of exported report outputs.
Kick-off of the SDK development. Easy-to-use library development is planned, to allow the system participants to build their own solutions, decentralized applications and affiliate networks on top of our platform.
community We thank the professional CPA(Cost Per Action) community for its support.
5 Percy Street, London, England.
Blog & Media Coverage.
PAPEL BRANCO.
This is a short version for getting to know the project.
3 Introduction 6 Industry Issues and Solutions 15 Description of the HOQU Platform 29 Placement Parameters 44 Team & Advisors.
Introdução.
Everyone is familiar with services such as Uber and Booking, but few people are aware that, in fact, they are affiliate programs. An affiliate program is a marketing model, where an affiliate intermediary is involved in a promotional campaign, and an advertiser pays for end results.
Any advertiser can create their own affiliate program. They can do so independently or by using existing affiliate program constructs.
In the latter case, the advertiser is subject to the affiliate's costs, as well as the need to combat potential fraudulent actions on the part of affiliates. Moreover, the affiliates lack trust in the advertiser, as no one can be sure that results are not being concealed or tampered with.
Such shortcomings are absent when an advertiser relies on the services of an affiliate network. However, costs rise as up to 50% of results could be commissions paid for the affiliate network.
But, what if a solution could combine the benefits of both approaches?
Introducing the world's first decentralized marketing platform - HOQU.
HOQU is a decentralized affiliate platform combining the performance-marketing model with blockchain technology. The aim of the project is to create a decentralized ecosystem, which will be used to build CPA services, ranging from affiliate programs to affiliate networks and related products. HOQU integrates advertisers, networks and affiliates into a single platform, significantly reducing the financial costs for all market participants.
On the HOQU platform, an advertiser can easily create affiliate offers, and the results of affiliate advertising campaigns will be stored in distributed registries (blockchain). Rewards will be paid through smart contracts that guarantee honesty and transparency of transactions. A smart anti-fraud system developed as part of the advertiser's decentralized application will not allow affiliates to engage in fraudulent activities, and independent, decentralized audit appeal centers will address any emerging, controversial issues.
The HOQU platform will also be useful for existing affiliate networks. The SDK will enable one to integrate networks with the platform, thereby lowering the cost of paying affiliate fees. As well, it shall and add transparency to your network by enabling all affiliates registered within the platform to work with affiliate programs of the network.
Industry Issues and Solutions.
The stagnation of the traditional advertising industry and the development of digital methods of attracting customers make the question of the future of internet advertising more relevant. The International Advertising Bureau identified the main problem for internet advertising and performance marketing as the establishing of common client action accounting mechanisms between advertisers and affiliates. Thus, the main problem in this market is establishing trust between the parties .
Issue of Fraudulent Schemes Personal Identification Issue Ensuring Results The Issue of Security and Stability Cost Issue The Issue of Conflicts Functionality and Ease of Use.
The current centralized affiliate networks and platforms are largely opaque and incapable of solving these problems. HOQU technologically surpasses the competition and, thanks to the design team's solutions, can address most of the current market problems.
Description of the HOQU Platform.
Platform Units.
Decentralized web applications will be designed to work with the platform and can be accessed through hoqu, as well as an SDK for custom solution developers.
Blockchain will store affiliate, merchant, offer, lead and affiliate network data.
Data from the blockchain will be collected in real time, then processed and stored in a relational database. Any user registered on the platform can work with the database through the public API. Because the platform uses the Ethereum blockchain, this feature is needed to ensure that users do not have to incur additional overheads by burning gas when they receive data directly.
Such architecture allows new users to work with the platform without wasting time, whilst taking full advantage of decentralized solutions as well as integrating with the platform. Using the SDK, all existing affiliate networks will be able to add to their solutions the benefits of the decentralized HOQU platform.
Let’s take a look at how HOQU’s decentralized web apps will be used.
Platform Users.
We’ll develop decentralized web apps for merchants, affiliates, affiliate network administrators, and appeal/audit center operators.
Each web app will use a public API to obtain user data. Merchant and affiliate network apps will also use a private API to provide affiliates with affiliate program data.
Here is how you can use HOQU’s decentralized web apps.
How to Register on HOQU.
Before starting work on the platform, a user must register with the web service hoqu, confirming their phone number and e-mail address.
The next step is for the user to undergo verification. At the moment, verification is planned with the aid of Civic’s service, but in the future internal verification may be implemented, which would require the user's ID and registration address.
Next, an Ethereum hot wallet is created, giving the user a personal Ethereum address and a private key to the wallet, required to access their personal account on other devices.
The next step is for the user to indicate their role in the system — advertiser or affiliate. Depending on their selected role, they are given access to the appropriate personal account.
Creation of the affiliate program.
Within an advertiser's decentralized web application, an advertiser has the opportunity to create their own affiliate program where they can register offers on the system by setting the rules for and the amount of an affiliate's reward.
An affiliate can receive a reward for various types of application — leads, activities, installs, calls, GEA, and more. They can also have objective (scoring is performed automatically) and subjective (scoring is performed after the body of the lead is evaluated by the operator) evaluation criteria.
Reward amounts are determined in HOQU Platform tokens (HQX); a reward can have a fixed value, or it may be calculated as a percentage of the value of an attracted lead. It is also possible to fix the cost of a lead to any fiat currency. In this case, the value of a lead will be calculated in HQX tokens at the internal exchange rate current at the moment the lead was created on the hoqu web service.
An affiliate program can be created either directly by an advertiser in their personal account or by an affiliate network on behalf of the advertiser, who must become its member in advance.
In the event that an affiliate program is created by an affiliate network, all editing and publishing rights belong to the affiliate network, the data is stored in the network database, and the advertiser is the nominal owner.
After the affiliate program is created, its header data are placed on the blockchain. Full data on the affiliate program is located in the advertisers' relational database or affiliate network, depending on who the creator of the affiliate program is. To access the data in this database, one can use an API, whose logon credentials are also stored on the blockchain along with affiliate program data. To access data through the API, if you are working with an affiliate network, or when an affiliate program has a private status, users need a private API key that is issued to affiliate network members or issued by advertisers upon an affiliate's request. In addition to the information above, the affiliate program has the API credentials of the supporting services — the lead tracker and the authorized Appeal Center.
Decentralized web application for Affiliate Network Administrators.
A decentralized affiliate network administrator application allows one to create and deploy affiliate networks on the HOQU platform. This application has built-in trackers that can work with any kind of payment for action — CPL, CPS, CPO, CPC, CPI, and others.
The Affiliate Network Administrator application consists of many modules:
HUM (HOQU user management) is a system for managing the administrators (users) of an affiliate network, with a feature for creating different roles, adding and restricting different access rights. HAFS (HOQU Anti-Fraud System) is an anti-fraud system that identifies fraudulent leads using more than 50 different metrics, neural networks and machine learning. HAT (HOQU Automation Tools) - an automation tool that includes tools for creating templates for promo materials, and tools for developing an operating strategy for affiliate programs using specified algorithms, allowing an increase in the KPI. HAM (HOQU Affiliate Management) - a system that allows affiliate members of a network to join different groups, assign them different ranks and influence the reputation of participants. HPD (HOQU Plugins Development) — each affiliate network can use different plug-ins for customization, and it is also possible to create custom plug-ins to be made available to affiliates. HSR (HOQU Statistic reports) — the system displays statistics with different data in real time and enables the creation of various user reports, and uploading of data to Excel. HDPN (HOQU Dedicated Phone Numbers) - a system allowing one to associate a different phone number with a specific affiliate's work (required when using the pay per call model). HOQU Support - a system for communication with affiliates and advertisers that includes a ticketing subsystem and chat with users.
An affiliate can start working with an affiliate network by becoming a member. To do so, they must meet the conditions of participation (territory, reputation, etc.) and apply through the public API of the affiliate network to obtain a private API key to access the affiliate network data. Public API credentials can be provided to an affiliate by the affiliate network itself, or obtained from blockchain by calling a special method in the smart contract. The request includes the logon credentials for the public API of an affiliate's web application, through which the affiliate network can obtain all required affiliate data. If approved, the collaboration will be recorded by the affiliate network on blockchain through the appropriate smart contract method.
In order to avoid mass registration of empty affiliates, the affiliate network can be given different auto-rejection criteria for submitted applications or manual confirmation of applications from the affiliate network administrator's office.
After the collaboration is recorded, an affiliate, through the affiliate network API, receives affiliate program data as well as widget data that is designed by the affiliate network to facilitate work with its affiliate programs. A ticketing and chat subsystem is also available for communication with the representatives of an affiliate network.
Registration of a lead on the HOQU platform.
For lead registration, the platform uses special services known as trackers. A tracker has its own Ethereum address, a relational database, and special software registering different types of transactions (leads). Trackers have permission to determine the method of adding a lead in the smart contract. The tracker software can regulate not only the leads but also how these leads are sold — whether directly to the advertiser or auctioned.
Anyone who wants to register their tracker can do this by determining a special smart contract method, specifying the type of lead to be accepted, as well as access credentials to the public API of the tracker.
The approximate scenario for a typical tracker is as follows. The affiliate passes the lead through the tracker API, the tracker widget, JS of the tracker API, and so on, and primary processing of the lead is done without registering it on the blockchain. At this stage, you will be protected against mass lead-adding attack, which if detected can lead to blocking of the private API-key of an affiliate.
The lead is then registered on the blockchain by determining the special tracker smart contract method, which first checks for links between the affiliate and the affiliate program, and then adds the metadata to the blockchain. The lead approval event is added to the scheduler queue with a hold time (payment delay) if it is stipulated by the terms of the affiliate program that determines this smart contract method, which charges tokens to the address of the advertiser, and ensures all interested parties are paid. In the event of a successful sale, the advertiser receives a full access key to the data, and the affiliate and affiliate network have a restricted access key. The blockchain stores only the headers of the lead, the party identifiers and the public tracker API credentials which give access to the body of the lead.
Placement Parameters.
HQX tokens will be issued according to the ERC20 standard on the Ethereum blockchain. The total number of issued tokens will be 888,888,000 HQX, and no new tokens will be issued. Tokens assigned to the team will be frozen for 6 months, with a further gradual defrosting of 10% per quarter of the original quantity.
Total emissions: 888,888,000 HQX.
Total amount to be sold: 65% of total token issuance or 577,777,200 HQX.
Private-Sale 4% of the tokens sold or 23,111,088 HQX.
Pre-Sale 6% of sold tokens or 34,666,632 HQX.
22% Sale of the tokens sold or 137,777,640 HQX.
Accepted currencies: Ethereum (ETH), Bitcoin (BTC), Litecoin (LTC)
Pre-Sale Dates: 13.11.2017 — 20.11.2017.
Sales Volume of Pre-Sale: 57,777,720 HQX.
Hard cap on Pre-Sale: 7,263 ETH.
Pre-Sale Price: 1 ETH = 7,000 HQX (bonus included)
Minimum Buying Transaction: 0.1 ETH.
Maximum Buying Transaction: Unlimited.
Bonuses: The bonus is 40% of the price in the main sale.
Main Sale Dates: 27.11.2017 - 26.02.2018.
Sales Volume at Main Sale: 137,777,640 HQX.
Hard cap on Main Sale: 25,527 ETH.
Main Sale Price: 1 HQX = 0.0002 ETH; 1 ETH = 5,000 HQX.
Minimum Buying Transaction: 0.1 ETH.
Maximum Buying Transaction: Unlimited.
Bonus system during the main sale period.
Sales Volume on Sale Round 2: 382,221,840 HQX.
Hard cap on Sale Round 2: TBA.
Price on Sale Round 2: TBA.
Minimum Buying Transaction: 0.1 ETH.
Maximum Buying Transaction: Unlimited.
2% of total issuance (17,777,760 HQX) will be allocated to the bounty program, which will be distributed as follows:
39% Signature and Avatar campaign. 26% Content creation. 15% Translation and moderation. 20% Social media, incl. (bounty. hoqu. io/ - bonus is available if KPI is reached): Including Twitter, Facebook, Medium, Telegram, YouTube, Reddit, Instagram and WeChat.
HOQU has used a performance marketing model since the very beginning of the project. We offer an affiliate program to which 0.5% of the total issuance will be allocated (4,444,440 HQX). Tokens will be distributed among affiliates according to their invested amounts. The affiliate program will be launched from the beginning of the pre-sale and will run until the end of the main sale.
Team & Advisors.
We started working in the internet marketing field in the early 2000s. Gradually developing our expertise, in 2006 we were among the first in Russia to establish our own agency for SEO promotion — PromoPage, and in 2008 we created the real estate aggregator Move. ru and a number of other projects.
As professionals in the advertising industry, we have noticed how poorly advertising campaigns are sometimes realized. Many advertisers and advertising agencies have faulty objectives, which leads to ineffective budgeting. So, unsurprisingly, advertisers are increasingly dissatisfied with the payment mechanism used by publishers and web masters when paid ads or clicks are not converted into sales.
So in 2015, we set up an affiliate network for calling — Marketcall, that works using the performance-marketing model, where an advertiser pays only for results: targeted calls from clients. In two years of work we have become leaders in the number of attracted targeted calls in the CIS market.
HOQU CEO and Co-founder.
Online advertising expert, entrepreneur. Co-founder of one of Russia’s first affiliate networks Marketcall, Move. ru real estate website, and multiple e-commerce projects. In 2011-2013, Alexey integrated PayPass into TurkPay as the company’s COO.
Ralph is an investment banker, and a venture investor in the field of blockchain technologies. In 2009, he developed and headed the program for the joint management of real estate - Farjho, and in 2015 - a program for the joint ownership and lease of works of art. Ralph is Founder and Managing Director of Advanced Risk Management Solutions, former Vice President of UBS, Managing Director of JPMorgan Chase and Morgan Stanley, Executive Vice President and Investment Director of China Everbright Bank.
HOQU CMO and Co-founder.
Online marketing expert, entrepreneur. Co-founder and CEO of Promopage. Has more than 14 years’ experience in IT. Partner of several Promopage-related projects. Co-founder and marketing head of East Lines transportation company (Top 3 in Moscow). In 2008, established LifeSpain website.
Chief Executive Officer (CEO) of Keynote, an investor in high-tech startups, and an advisor to governments, regulators, banks, and venture-backed companies. Moe is also the Co-Founder of the first accredited Blockchain Academy, an early investor in RSK Labs, Labfresh, Dropbox, and others. Prior to founding Keynote, Moe was responsible for launching a venture-backed startup in Europe which raised $30m from Richard Branson, Index Ventures and others.
HOQU COO and Co-founder.
12 years’ experience in online entrepreneurship, co-founder of Russia’s largest real estate website Move. Ru, co-founder of PPC affiliate network Marketcall, co-founder of multiple e-commerce projects, including top party costume online store Vkostume. Ru. Frequently participates and speaks at CPA events in CIS countries. Organizer of annual Move Realty Awards.
Proven advertising professional with a solid history of successful entrepreneurship and international experience. Currently active as Managing Partner at LP/AD, a Toronto-based creative agency boutique, focusing on revenue growth and market development. Previously served as Regional CEO at Saatchi&Saatchi. Prior to that held the post of Managing Director. Previous to this position, was Managing Partner and Founder of TCF, an advertising boutique, which was acquired by Saatchi&Saatchi.
Head of HOQU’s development team. Has 13 years’ experience in IT. Has expertise in high-load services and neural networks. Co-founder of Marketcall and Move. ru. Manages IT and web development at Marketcall and Move. ru.
Kenneth A. Goodwin Jr.
Kenneth is a globally dynamic executive with over 20 years of banking and capital markets experience, a former U. S. White House Business Council/Business Forward member, college adjunct professor and lecturer on International Trade, Forensic Investigation methodology, and an entrepreneurial C-suite executive for FDI projects in US, Asia (China, Japan) and Africa.
Has expertise in digital economics and blockchain technology. Co-founder of IBCG, the largest blockchain community in Russia and Eastern Europe with over 15,000 members. One of the major blockchain specialists. Frequent speaker at high-profile blockchain-themed events. Builds and maintains relationships with investor communities and venture funds.
HOQU Business Development @ IR Middle East.
The delegate of the future of marketing in Arab countries, such as the UAE, Saudi Arabia, Kuwait, Egypt, Jordan, Qatar. Participates in multiple thematic conferences, builds relationships with local companies and investors. Has a B. A. in English Studies and an M. A. in translation.
HOQU Business Development @ IR Asia.
The top-manager of a large distribution business of Chinese vehicles in Russia. He has successful experience in development of international projects on government level since 2005. He is an expert on IT, trade & industry relations with China. Graduated from EMBA IMISP'2016.
Communications Specialist and Editor-in-Chief.
Has extensive experience in written communications and linguistics services after having worked for many years in such global communications firms as ABBYY Language Services, Neotech and others. He has also worked as an internal and external communications specialist at KPMG and another prominent legal firm as a PR Director. Rouben is fluent in five languages and is the author of multiple books. Has a B. A. in marketing and a B. A. in English language.
HOQU Associate Editor.
Conducts editorial operations within the organization. Writes on blockchain and digital marketing topics for a host of publications. Expert content marketer.
HAsian Market PR & Digital Marketing Consultant.
Has worked in the Personal Media International web consultancy, one of the leading Japanese consultancies, as a localization manager, business developer and bespoke website creation server facilitator. Has also worked with major airlines, travel agencies, IT & telecommunications companies.
HOQU Sales Direction Management Officer.
Full-cycle sales management. Responsible for interaction with key clients and expanding client base in China.
HOQU Brand Identity Designer.
Specializes in branding and logo design development. His works and achievements on design are published and featured on major design related platforms, and some can be seen in printed editions. Currently works as an independent consultant helping various businesses from all over the world to have a competitive visual style.
International Business Developer and shareholders board advisor.
Entrepreneur, expert and business coach in internet marketing, forex industry and project management. Former CEO at Leadmonster, COO at Move. ru, Marketcall. For the past 2 years was deeply in Internet of Things (IoT) industry. CEO at Rtlservice.
HOQU Top analyst.
Headed analytical departments at Move. ru, Marketcall, and major e-commerce projects. In late 2010, picked up cryptocurrencies as a hobby. Did mining professionally and contributed to creating a large bitcoin pool.
HOQU Head of affiliate department.
Worked for Lead Monster, the international microfinance affiliate network. CPA marketing expert. Advanced skills in project management, affiliate relations, and exploring new business opportunities.
HOQU Event manager.
Event marketing expert. Has five years’ experience in building and promoting brands through event marketing. Project management, conference and speech production. Head of and mastermind behind Move Realty Awards.
HOQU Head of quality control and fraud detection department.
Affiliate relations manager. Lead expert in affiliate services quality control. Master of advertising.
HOQU Lead email marketing specialist.
In 2011 joined a major e-commerce project Mamsy. ru. Since 2015, has headed the email marketing department at Marketcall. Expert in subscriber relations and communication strategies.
HOQU Lead targeted advertising specialist.
In 2015 joined a large e-commerce project Printbar. ru. Since 2017, has managed targeted advertising campaigns at Marketcall. Knows how to drive traffic and boost conversion.
HOQU Top analyst.
Expert in automated reporting and Power BI. Has experience managing big volumes of data for 9 digital projects simultaneously.
HOQU Project Manager.
Manages content creation process for hoqu. io and social media. In 2006-2012, worked for Rosbank, Binbank, and Russian Capital Bank (Russia’s TOP-20 banks). Has grown from a loan expert to retail adviser to the Chairman of the Board (15 sales points, 40 subordinates). Since 2012, has headed the development department at Promopage.
HOQU Editor, author.
LSI copywriting specialist. Has more than 10 years’ experience in online marketing. Since 2014, has headed the copywriting department at Promopage.
HOQU Video and graphic producer.
Co-founder of LDK video production company. Certified Apple instructor for Final Cut Pro X. Teaches video editing. Film editor.
HOQU SEO analyst.
SEO strategies for affiliate websites, consulting and support. Since 2007, has studied search engine ranking algorithms at Promopage. Head of SEO department at Promopage.
HOQU SEO specialist.
Builds and maintains relationships with key SEO partners. Knows how to drive target traffic to affiliate websites, boost conversion, and generate leads.
HOQU Senior Developer.
IT Director of Marketcall since 2015. Is involved in developing and maintaining a whole array of Marketcall services. Keen on innovative technologies, neural networks, and mining.
HOQU Full-Stack programmer.
Was involved in developing and maintaining Novostroyki, a real estate website on Russia’s new housing. Contributed to maintaining a few major e-commerce projects (Vkostume. Ru, Vipbikini. Ru, Military. Ru).
HOQU Full-stack programmer.
Since 2016, has been involved in developing new services and maintaining major e-commerce projects (Vkostume. Ru, Vipbikini. Ru, Military. Ru).
HOQU Full-stack programmer.
Since 2014, has been involved in developing and maintaining Move. Ru real estate website. Takes interest in PHP, Yii, Laravel, Lumen, Doctrine, ZF, JS, Webpack, Vue.
HOQU Project Manager.
Since 2014, has worked as a project manager for real estate website Move. Ru, new housing website Novostroyki, and online stores Vkostume. ru, Military. ru, and Vipbikini. ru. Since 2016, has managed the development of e-commerce management system for Ec-crm. ru. Was involved in designing Marketcall affiliate system. Keen on high-load projects and big data.
Senior Developer, HOQU Smart Contract Developer.
Since 2014, has been involved in developing and designing the first version of Marketcall affiliate system. Takes interest in new programming skills, neural networks, and development of blockchain-based decentralized apps.
Senior Developer, HOQU Smart Contract Developer.
Developed and designed the first version of Marketcall affiliate system. Takes interest in neural networks and development of blockchain-based decentralized apps.
Senior Developer, HOQU Ad-tech Developer.
Was involved in designing and developing a discount system for Groupon. uz. Worked as web developer at Oi. uz and Seon. asia. Since 2014, has been involved in developing and maintaining Novostroyki, a real estate website on Russia’s new housing. Contributes to maintaining Move. Ru and Marketcall websites. Keen on high-load projects, enterprise development, and VR/AR.
Thanks to performance marketing and blockchain technology, we are now on the verge of establishing a new market for internet advertising, where every penny is spent on effective customer engagement. HOQU entering the market will lead to changes in the industry. Our analysis has shown that the changes are in line with the needs of market participants, and that new technologies have made it possible to technically organize the process at a whole new level of quality.
Advertising is an integral part of our lives. It drives business and helps customers to make a choice. With the introduction of blockchain technology into more and more areas of business (finance, tourism, real estate, etc.), new multi-billion-dollar markets will be available to performance marketing. We are creating the platform that will help us realize these new opportunities together with you.
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She writes about what she loves, and is free to roam the world with her laptop. In B's words.
" Freedom is something that can't be paid for. "
Fiona's Story: How do two Scots, Fiona and Jim, end up in warm, sun-kissed Tuscany, hobnobbing with Hollywood producers and visiting Salvatore Ferragamo? SBI!. That's how. As this husband and wife team like to say.
" Dreams do come true, if you dare them to. And if you work to turn them into reality. "
Crystal's Story: Crystal, a non-techie, turns her passion for cooking into a successful online business. It all started with some emails to friends about easy dinner ideas.
Now this work-at-home mom with four teenage kids, all in sports, loves how she can work whenever and wherever she wants.
Richard's Story: An "offline entrepreneur," Richard is using his SBI! site to drive sales out of this world. Richard's product development went from the city dump in Ottawa, Canada to a licensing deal that will distribute his unique, patented fence post stabilizer for wooden decks in stores throughout the United States.
His theme-based content site allowed him, as Richard says, to "seed the market, prove the concept and create incredible buzz among the public who now go into stores demanding the product."
Ashley's Story: Ashley's passion for vintage comic books has made him the "superhero" for people trying to assess the value of their collection, or trying to sell it at a fair price.
Only four years into his business, he turns over hundreds of thousands of dollars buying and reselling comic books, earns a sizable commission from eBay's partner network, and has just signed the contract for his first office space!
Patty's Story: Patty knew nothing about the online world except how to check emails and do Google searches when she started her website.
Four years later, she had a growing coaching business and multiple secondary income streams, including her own e-books filled with various vegan cooking tips and techniques, and a weight-loss e-course.
Two years further on, her husband Jeff joined her in running their service business, which is now their main source of income.
A melhor parte? It allows them to travel together while making money.
Steve's Story: Steve and his friend had nothing to lose. They had both been laid off after the stock market crash. They had no capital, except their own time and sweat equity. So they rolled up their sleeves and started building their two SBI! businesses for cell tower landlords.
In 2010 — just two years later — they were featured in the New York Times. A little later, as Steve puts it: "things just went gangbusters." Now they are on track to achieve their first 7-figure yearly income.
What common thread connects these solopreneurs (aside from their success)? They came to SBI! with 3 simple qualities that we call " BAM! " .
B rain: knows a lot about a niche ( no need to be "brainy") A ttitude: positive, optimistic, excited M otivation: high level of determination.
The " It's Easy " Myth.
SBI! empowers you to build a profitable online business, with a uniquely high percentage of success.
Our track record is a quantum leap better than whoever is second best.
We've seen "quick and easy" techniques come and go. They always do go , to be replaced by new, false promises.
Recently, though, some of the largest hosting and sitebuilding companies are advertising how easy it is. Sadly, "easy" won't cut it.
Trust us when we say, "It's not easy. " It takes work to achieve business success.
We can (and do) simplify it. yes .
We break it all down into best-practice, always up-to-date, optimally ordered steps. You follow those steps. Funciona.
But can SBI! make business-building "easy?" No one can — if it were easy, we'd all be rich. 💰.
Auto-Updating 👉 100% FOCUS, 0% "FOMO"
Our flagship product, Solo Build It! , provides the exact, step-by-step always up-to-date process that enables you to succeed, as well as the tools you need , and guidance when you need it.
The process, called C T P M , has evolved over a span of 15 years. It has integrated every new Internet development (e. g., RSS, Web 2.0/user-generated content, social media, mobile, etc.).
SBI! has a long list of "firsts," from concepts like "PREselling" and "content marketing" to Content 2.0 (the first product online to enable visitors to contribute like a mini-Facebook, except better). "C2" pushed online businesses to heights never before possible. Another example is the complete redevelopment of our sitebuilder, BlockBuilder 2 — a multi-year, multi-million dollar development so SBIers could better capitalize upon new trends and site-building needs that were (and are) coming. One last example, because auto - updating is an important advantage of SBI! . When mobile started growing rapidly, theories flew about the best way to do a mobile version of one's website. Many wasted considerable time on complicated "mobile solutions" — even entirely separate versions of the same site. We researched and watched, resisting the hype and urgency.
Updating is a critical part of keeping SBIers ahead of the competition. How we do it varies. Sometimes we lead. Sometimes we wait. Either way, we save SBIers time. They don't waste their time on.
reading and keeping up on new trends and technologies wasting time by taking the wrong action (e. g., building a mobile version prematurely) getting conned into incredibly convincing "Get Rich Quick" schemes.
We could go on and on, but suffice it to say that, like any complex organism in a changing environment, the wonderfully flexible.
C T P M has proven to be an adaptable approach that gets stronger with each major evolutionary change.
On top of that, we track hundreds of blogs, newsletters and social media so that you don't have to try to figure it all out. You get only the best info, tucked into the system for the moment you need it, keeping you distraction-free, focused 100% on business .
The Result? Maximum Business Progress.
We save you every second possible. Time is every solopreneur's most precious asset, your biggest constraint. Solo Build It! enables you to pour it all into what matters most (your business!).
Not into reading to "keep up." Not into following bad advice. Not into wasting money on bad products. The evergreen, yet ever-evolving/updating, combination of process and tools keeps SBI! solopreneurs ("SBIers") ahead of the pack , moving you ahead as time - and dollar-efficiently as possible.
In a fast-moving Internet where you can't afford to miss something or make a wrong choice ("FOMO"), eliminating that anxiety is huge . Putting 100% of your time into growing your business, confident that we have your back, is one of the most important things that we do for SBIers .
The solopreneur rate of success is dismally low. SBI!'s objectively proven track record speaks for itself.
CUIDADO! What do you do when you can't beat the best? One company's affiliates write fake reviews about SBI!. And then? They recommend their product — no proof of success, of course. If this wasn't so sneaky, we'd be flattered. Beware of this dirty trick — it cuts your chances of high-traffic success by 97%!
Focus Your Time on Your Business.
If you use WordPress, here is the great news we've promised!
Finally, SBI! Brings Business-Building Success to WordPress.
Have You Struggled to Generate Income With WordPress?
You Are Not Alone (and It's Not WordPress's Fault)
WordPress is the most widely used Content Management System in the world. Its plugin capabilities extend its blogging and sitebuilding functionality enormously. But WordPress is not (and was never meant to be) a complete business - building system of process, software (beyond plugins), and guidance .
For example, WordPress does not come with a business - building Action Guide. It does not have the detailed research tools that you need to make the best niche decisions possible. Nor do traffic-building, social media, or monetization (key business-building steps) belong to WordPress.
It's no wonder that studies show the same low solopreneur success rates for WordPress users. Most fail for all the same reasons. 👉 A gorgeous website is not the same as a thriving online business. Solopreneurs can fail at so many points, dooming their futures even though they have a sensational site or blog. So that brings up the obvious question.
"What Is SBI! for WP and.
How Does It Prevent or Turn Around My Failure?"
SBI! for WP combines WordPress and your hosting with a version of SBI! that includes all the business-building steps. It includes everything except the SBI! sitebuilder and SBI!'s hosting (you already have that). In other words, SBI! for WP adds all the business-building steps and tools that you need to succeed .
The price of SBI! for WP is 50% less (since you provide your own hosting and WordPress). SBI for WP! is otherwise identical to what has made such a high percentage of SBIers successful.
Already have a WordPress site? Is it failing? 👉 It's never too late to save it with SBI!. Simply follow the Action Guide, fix what's wrong, add what's missing. Ou. If you are starting a brand new business concept, you'll do it correctly from the very first planning step, all the way to "money in the bank."
Turn your WordPress-built site into a Top 0.5% online business! Join the ranks of "The Successful Solopreneur".
Add SBI!'s business-building effectiveness to WordPress.
Embrulhando-o.
Why Build a Site or Blog When You Could Build a Business?
Offline, a place of business (e. g., an office, studio, store) is not "the business." Business only develops.
if you have prepared well if you attract customers if you prove expertise and provide value (winning trust) if you establish relationships/likeability if you monetize effectively.
We all know that's true for off line business. Even after 20 years, though, a funny thing happens "digitally".
On line, everyone seems to forget that a site or blog is not a business. It is just a site or blog, sitting there. Have you prepared well beforehand? Are you able to build traffic? Do you have a monetization plan?
While SBI! does teach you the optimal structure for your site, the biggest reason for its unparalleled business success is way more than that.
SBIers build businesses, not mere sites or blogs. There are hundreds of faster ways than SBI! to put up (yet another ineffective) site or blog. But there's no better way to build a winning e-business than SBI! .
Wouldn't It Be Great.
If "Do or Die" Came Totally Risk-Free?
Well, deciding upon SBI! is kind of like that. There is only "do," no "die".
If SBI! is not for you, for any reason, you don't lose a thing.
Just cancel and refund, no reason needed. .
This decision is upside-only.
How Do You Know If SBI!
We all love "It's Easy" stories. We want to believe that easy success is possible. That's why lotteries are so successful — you, too, can "Get Rich Quick!".
Large companies now pitch slick ads to the mass market that making money online is easy. They grow huge by selling dreams — there are millions of Wix sites.
Most people are quick to jump on "what's easy." No need to make the sacrifices that hard work requires — especially when hashtags tell them " #ItsThatEasy. "
On the other hand, there are only thousands of SBIers. The rediscovery that business - building requires work quickly weeds out 99%.
Heck, most visitors to this web page aren't even with us by now, still reading along. If you got this far, you may be perfect for SBI!. 👍 👍.
The immutable laws of business state that it can never be " that easy " to build a profitable business.
It may be for football legends such as Brett Favre (see video). It doesn't work out that way for the rest of us. (And Favre's site doesn't exist — just sayin'!)
Even if large companies claim that building profitable online businesses "#IsThatEasy," it's not.
If it was, we'd all be as wealthy as Brett Favre!
So if you believe that building a profitable online business, one with real equity in it, can be easy, please stop reading now. That is not what we offer. Just to be clear.
SBI! helps you build a profitable Web business , not just web sites or blogs (which are just one piece of the bigger online business jigsaw puzzle). Yes, any primate can put up a website nowadays. But a website's not a business. It just sits there. It does not generate #income or #equity. It takes one heck of a lot more to build a profitable online business.
A teeny fraction of solopreneur-built sites become successful businesses . This results page and various studies show that SBI! businesses succeed 100 times more often than average, and at higher income levels . Yes, really. 100x.
Putting It Bluntly.
It's not "that easy," not if "it" refers to building an online business that brings you life-changing goals. Even though we have condensed and simplified SBI! into an all-in-one product, building a business takes work . If you are serious about building an online business, you've come to the right place.
But if you just want to build a site or blog , you don't need SBI! for that. Anyone can do that, using any product. You will finish with a site, no matter where you go (it doesn't matter — Wix, Weebly, Yola, WordPress, GoDaddy, etc.). But a site is no more an online business than an empty office or storefront is an offline one.
There's a heck of a lot more work to be done. The large companies don't include the information, process, tools, community that you need to convert a site into a profitable business . Not to mention that building a site first is out-of-order. The proper steps in the right order will either .
save your business idea, preventing outright failure, or. at a minimum, make a substantial difference to your profitability.
Some companies throw in some tools and articles with their hosting and sitebuilding. It's not the all-in-one, committed-to-your-success, up-to-date business-building system that you need to grow a profitable web-based business .
Online business has an obvious goal. Only SBI! provides detailed proof of delivering on that goal. Isn't that what it's all about?
If you have not already watched the 🎥 SBI! Video Tour , please click here.
It explains everything about how SBI! builds businesses.
What Is Special About SBIers?
SBIers are " The Anti - GetRichQuick." They know that building a real business that lasts is not about getting a site or blog up, cheap-quick-&-easy. Nor is it about chasing short-term dollars with the hot trend of the day.
SBIers are a rather elite group, both in terms of having what it takes and in the results they get. They are also flat-out nice people.
This web page and site are longgggggg. Heck, it's almost a "test!" If you're still here with us, you'll do great with SBI! because you already have the "anchor leg" of BAM .
What's BAM? It's an acronym for the 3 personal traits that are needed to drive any business to meet your life goals.
Some would-be solopreneurs don't think they know any particular niche well enough to build a business around it. SBI! even has has a tool for that! It helps find and develop niches that are perfect for you.
Is Building an Online Business Right for You?
Não é para todos. There are both upsides and downsides, pain for gain. It sounds great, but are you willing to make the sacrifices that are needed to find the time?
See how to start an online business. It's a balanced, realistic, no-hype look at what life as a solopreneur is like. We only want you to become an SBI! member if it's right for you. Otherwise, you won't last — and what's the point in that?
B rain: you know a lot about a niche (no need to be "brainy"). A ttitude: positive, optimistic, you know that ups follow downs and vice-versa. M otivation: high level of determination, able to focus and "get it done."
BAM by itself is not enough — most folks need SBI! to release all their raw potential. Nor is SBI! sufficient — if you don't have the motivation to get this far, for example, you're less likely to succeed with SBI!. The combination, " BAM + SBI! ," is what deservingly sets SBIers apart.
SBIers focus upon building genuine businesses , ones that deliver evergrowing profits and freedom for the rest of their lives. Who are they?
Some are total newbies. Others are experienced Internet marketers (but who have yet to succeed — "web-savviness" contributes little to success). Some are starting a brand new e-business. Others are trying to fix an existing one. Some are local business owners. Others "go global," selling ads, services, e-books and even their own products around the world.
Whatever the nature of their business and level of "Internet-savviness," they succeed. They do it without spending thousands of dollars on add-on tools, "must-have" subscriptions, designers, webmasters and search engine experts. They own their sites, their businesses, and their lives.
What else is different about SBI! members?
SBI! members apply BAM to "Work Smarter and Harder" to achieve business success leading to meaningful personal freedom. While similar in that regard, they are diverse in so many ways.
This wide array of countries, businesses and niches come together at the world's most constructive small-business meeting place, the private SBI! Forums . More on The Place for Friendly, Business-Building Discussion below.
We live in an age of "I want it all now".
Most folks prefer to believe "maybe it really is that easy."
SBIers know what it takes. Our small SBI! community is a special one. realistic, ready, motivated and focused on winning.
If you have the discipline of delayed gratification and the determination to truly build a profitable online business.
Go into business with eyes wide open 😃
Personal Message From Ken Evoy, Founder of SiteSell Inc.
Despite having the best (the only) business - building product of its kind for solopreneurs, you and I have a problem. And it's the same problem. Aqui está.
Even though nothing comes close to SBI!'s rate and level of success and even though it costs less than $1 per day, the chances are that you will end up somewhere else.
There is even an amazing thread in the SBI! Forums called "The Long and Winding Road." SBIers explain how it has sometimes taken years to finally try SBI!. Here's a typical SBIer post.
I, too, tried almost everything else first! I have been pulled into.
whatever the hot, trendy program is at the time (the one "highly recommended" by "gurus" all at once), the "so-expensive-it-must-be-great," "the so-cheap-there's-nothing-to-lose" and even an irresistible GRQ (really, it sounded fantastic! 😢) sitebuilders. The income never did come rolling in once my site was up. WordPress, GoDaddy, Yola, 1&1, Wix, you name it! Mesma história.
Somehow, I bought into all of them. I can't explain it. All I got was confused. Then I happened across SBI! novamente. This time I understood why a site is not a business.
Once I started SBI!, it only took me a few days to realize that this was IT! You can feel the difference. It's solid. It makes sense. I know what I'm doing and why.
So why did it take me so long to realize that SiteSell meant every word on its site? Why didn't I save 2 and-a-half years and "just try it," like they say? Nenhuma idéia.
But I'm here now!💪.
It used to drive us nuts.
It's bad for you . At best, you lose a lot of time. At worst, you may give up on the whole idea of building an online business.
And it's bad for us for the same reasons. If you have BAM, we'd love to see you thrive.
Some do find us and buy into our message right away. They "get it" and try it, and most love it. It it's not right for someone, we refund promptly.
Mostly, though, the "duration to purchase" is still a wildly long and winding road. I explain here in the hope that you.
Proud to be Boring.
Our promise is that if you focus and work on SBI!, your chance of ( and your level of) success are way above anything else .
Boring — but true. Meanwhile, there are 3 types of noise that will mislead you onto that long and winding road.
1) Many are fooled by "Get Rich Quick." The sales copy is fiendishly brilliant, convincing you that "this is different." Não é. You end up disillusioned that "it's all a scam."
2) A recent variation features nationally advertised products that promise "it's easy" (e. g., Wix) . The money does not come rolling in. This is more serious than the "GRQ operators" because major companies have never made this type of promise. You are, therefore, more likely to give up on the whole thing before even trying SBI!.
New for WordPress users! We started SBI! for WP for this reason. WP is excellent, versatile sitebuilder/blogging software. You can now use SBI! with WordPress to generate the same high success rates that SBI! users achieve. Try it for free today.
Others are misled by malicious "Site Build It! scam" and fake negative-review campaigns that are orchestrated by the unscrupulous with their own agendas.
Our 20 year history of success breeds, by its very longevity, ideas about SBI! that are incorrect. No maliciousness intended, they're wrong or 10 years out-of-date. See Urban Myths .
On the other hand, unscrupulous affiliates have switched allegiance due to higher payouts from Web hosts. Great SBI! reviews turned mediocre for the dollar, not for your best interest.
And sadly, some folks are downright malicious. We are protective of the quality and atmosphere in the Forums. So we "fire" those folks who insist on trolling (causing fights), despite our polite requests followed by warnings. Unfortunately, once fired, these are also the type who must get in the last (nasty) word.
The malicious have banded together to spread lies and disinformation online. Debate brings a swarm of flames, so we issued an official reply page . We invite them to reply there. They have chosen not to.
How to Figure It Out Fast!
Here's how to straighten out the long and winding road.
Cut to the Chase!
Take a simple, fool-proof, logical shortcut. If you're ready to make it happen, cut out all the "noise" and look at 2 facts.
Building income and equity is the bottom line that no one else proves. The results of the free trial are your opinion. And that is the only evaluation that matters!
What's the worst that can happen? You will learn a lot, for free.
So ignore the noise. Just get started.🚀.
Dig Deeper.
No other company takes as much time to document its product. Digging into our site will also save you time (compared to making the wrong choice) if that's your preferred route.
Understand how the 1) powerful process, the 2) uniquely complete set of tools, the 3) world's best set of forums and our 4) constant "keeping-up-to-date" (so you don't have to), all mesh-as-one to deliver success that nothing else, no product or company, even approaches.
Don't miss key pages such as this explanation of Content 2.0, which leapfrogs SBI! beyond blogging.
Take 30 minutes to watch this video tour that shows you exactly what SBI! does, and how and why it works.
Continue reading the rest of this page (below). Consume even more information on SBI! here and then explore the parts of the SiteSell sitemap that are relevant to you.
It's a lot of research. But everything you need is on this site. Your future business is worth the patient investment of time.
But I recommend taking the risk-free trial now. It gets you started while you continue to decide ("hands-on research").
Wishing you the success you deserve on your journey ,
Founder, SiteSell Inc.
The Bottom Line?
SBI! just flat-out works. You now know enough to get started.
Have doubts? The best way to eliminate doubt and procrastination is to just try it (risk-free!).
Naturally, most people won't try it. But if you have read this far, you're not like "most people." You still have some doubt, of course. To eliminate that, it's way faster to try it for yourself than read forever and gets swallowed up by the noise.
There are only 2 possible outcomes of getting started.
You may find that SBI! is not how you want to do business. Thats OK — we'll refund and thank you immediately. Or (more likely). You discover that SBI! is the "where have you been all my life?" produtos. If so, you are about to embark upon a life-changing fork in the road of your life. We're honored to do it with you.
Pronto? Get started, right now, totally risk-free.
If SBI! is not for you, just cancel and refund, no reason needed. .
Strong upside. No downside.
All you have to do is.
Take that first step.
You Really Got This Far?
If you got this far, you can stop now and just get started with SBI!. Seriously, few dig this deep. Those who do are the type of thorough, process-oriented, not-afraid-to-work folks who excel with SBI!. But if you insist. 😃.
Here we go with a few tidbits. We present the first one again just in case you haven't seen the Video Tour yet.
If you have not already watched the 🎥 SBI! Video Tour 🎥, please click here.
The SBI! Video Tour explains everything about how SBI! builds businesses.
This page covers assorted topics that didn't really fit anywhere else!
What Is the Significance of "Top 1%"?
Most importantly, they become profitable businesses .
Update 2016: As time passes, SBI! sites have improved from Top 3% to Top 1% to Top 0.5% of the most highly trafficked sites. However, a new and ongoing study took a different approach than our earlier one .
We recently did a complex study searching for high-traffic solopreneurs. SBI! excelled, contributing at a rate that was 100 times greater than average.
Sad conclusion: Given that solopreneur sites make up the majority of the 170 million active sites, the odds of attaining true success are remote. The "make money"/"how to" and sitebuilder/hosting industries surely make more money than the tens of millions of solopreneurs who are trying.
Since traffic is the root of all income (try monetizing without it!), it's one more reason why we can say that SBI! builds profitable businesses at rates and levels of success that far exceed anything else .
Everything You Need to Succeed. Nothing Less Will Do.
It takes quite an "ensemble" to make a product that can deliver on the incredible challenge of enabling solopreneurs to build profitable online businesses. Only SBI! provides.
a natural, powerful process all the tools necessary to execute the process comprehensive business-building support and help. 24x7, friendly and fast SiteSell Tech Support the unmatchable SBI! Forums — where thousands of like-minded and positive people gather to "help and be helped," the world's most constructive small business meeting place constant updating of. the process (e. g., how to use "visual blockades" to monetize your social accounts, staying on top of high rankings at Google, how to use "personal-social" to grow your business) what's new (we track hundreds of Internet marketing/small e-business feeds and newsletters and boil all that noise down to the occasional key nugget you need). Nothing stays the same online. SBI!'s unique C T P M process evolves with the Web, keeping you ahead of the crowd. frequent automatic upgrading of SBI's process and the SBI! tools (no need to do your own upgrades, plugins, etc.). e. g., " Socialize It! " — SBI! evolves to progressively socialize your business in a way that makes the best use of your limited time. Right steps, at the right time. e. g., " Priority Build It! " lets you tell Google which pages are more important, speaking of which.
The most amazing part is that you don't do a thing. Upgrades, updates, improvements. they all come to you automatically. It all works together — nothing breaks with an upgrade. And it's all for free.
Only SBI! delivers "Process, Tools, Updating and Total Help/Support." How do you know it works?
No other service or software proves success.
Does "Business on the Web" Seem Like.
One Big, Un beatable Mystery?
Many SBIers started with the same feeling, with zero-knowledge. SBI! breaks it down, step-by-step. SBI! is perfect for.
those without any e-business or Internet-marketing experience. the "savvy-but-yet-to-succeed." SBI! corrects bad habits and refocuses on "build a business," keeping you on the straight and narrow to serious, long-term goals.
Forks in the Head.
Many "savvy-but-yet-to-succeed" marketers have learned much over several years. But nearly everyone takes at least 1 of the 5 most common wrong forks in the road, costing time and money (and headaches!).
If you are new to online business-building, this section can save you a fork (or 2) in the head. If you're a "veteran," reading this may help you dislodge them.
SBI! vs. Everything Else.
Take a Moment and "Experience" Regular Hosting.
Visualize yourself in an impersonal place where you get cheap hosting ($100 per year), a domain name ($10 per year) and software (a sitebuilder or WordPress) to build a site or blog. You don't know it yet, but you won't get many visitors because.
no one guides you through the proper process no one helps you avoid the land mines, and you lack the right tools to actually build a business.
handle all kinds of technical aspects find and pay for your own business-building software tools (which ones, where, how?) figure out all the conflicting advice from all the "gurus" avoid the siren call of the sales pitches from so many gurus for an endless number of tools, some good-but-expensive, most poor, and some actually harmful keep up with all the fast-changing developments in the e-business world.
And that's not the half of it. It can be paralyzing.
Now Take a Moment and "Experience" SBI!
SBI! activates and motivates . No paralysis here! SBI! does it all for you so you focus on what moves you ahead . building your business.
You are not a number. We care about your success. Your success is our business.
We pave the road for you, removing all the obstacles.
Follow a natural, powerful process. Use the tools (they are all included) to execute the process. No need to "keep up" — SBI! does it for you! Get 24 x 7 help and business-building support, simply the best.
Focus on building your e-business. Período.
Here's the Whole Story.
Stack the odds in your favor!
Build a business with both substantial income and.
genuine equity (real value if/when you sell your business).
SBI! is so much more than a website or blog.
Build more than a site. Heck, build more than a business!
Build your personal and family's freedom and independence.
We know it's hard to believe — so many companies over - promise.
So "Just Try It" totally risk-free .
You'll see that SBI! truly over - delivers .
Online Business Failing? Fix It or Drop It!
The statistics on solopreneur success are dismal. SBI! increases your chances of success by more than 100x!
The biggest dilemma of the failing solopreneur is figuring out whether to give up or not . No one wants to quit too soon. And no one wants to spend good time after bad. It's a tough problem. Here is the perfect solution.
Use SBI!. Start from the very beginning of the process. "Pretend" to start over. Follow our "Action Guide" and use the tools to the 5th of 10 steps . You will be sure of which road to take.
🚫 Flawless research with objective tools uncovers fundamental errors that are either not fixable , or not worth fixing . This is almost always due to inadequate upfront preparation and research. Start over, this time using SBI!.
✅ You find fixable problems with your online business. Work your way through the rest of the Action Guide, making changes as needed. Your fortunes will turn.
Auto-Updating.
The Internet changes fasssst. Most changes are not relevant to doing business online, but many bloggers are quick to comment and to recommend changes.
The noise is intense and it can cost you a lot of misspent time, and not just by trying to read it all. You can lose a ton of time when you follow poor or premature recommendations (especially if they turn out to hurt your business).
Major new developments? We are as proud of being followers (when watchful waiting is the wise course) as we are to be first-to-market when we are 100% sure that something new is both important and will "stick" (e. g., first to update our site-building software to automatically create sitemap files).
We'll provide a few more examples when you close this message, but the bottom line is this.
SBI!'s driving mission is to enable you to succeed. It starts with the perfect all-in-one process/tools/guidance/help business - building solution. Its effectiveness is multiplied by enabling you to focus 100% of your time on your business, period. In practical terms.
Process: You don't have to read the ton of new information on search, social, mobile, etc. We do that. We incorporate both the big changes and the occasional golden nugget, when we know that it will "stick."
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– Urban Dictionary.
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Common Forks to the Head.
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USI-Tech Review: Automated forex platform & recruitment.
There is no information on the USI-Tech website indicating who owns or runs the business.
The USI-Tech website domain (“usi-tech. info”) was registered on the 23rd of June, 2016. Joao Severino is listed as the owner of the domain, with an address in Portugal also provided.
Possibly due to language barriers, I was unable to put together an MLM history on Severino.
Como sempre, se uma empresa de MLM não for abertamente sincera sobre quem a administra ou detém, pense muito sobre ingressar e / ou entregar qualquer dinheiro.
The USI-Tech Product Line.
USI-Tech has no retailable products or services, with affiliates only able to market USI-Tech affiliate membership itself.
Bundled with USI-Tech affiliate membership is access to forex auto-trading platform.
USI-Tech claim this software runs on the MT4 Trading software.
The MT4 Trading Software suite is a free.
platform for trading Forex, analyzing financial markets and using Expert Advisors.
USI-Tech claim their ‘ medium and long term strategy ‘ has ‘ in the past (provided) up to 150 per cent per year ‘.
The USI-Tech Compensation Plan.
The USI-Tech compensation plan combines recruitment and brokerage fee commissions.
USI-Tech affiliates are paid both directly and residually via a 3×12 matrix compensation structure.
Update 23rd July 2017 – In late May USI-Tech introduced a bitcoin investment compensation plan. You can read an analysis of it in BehindMLM’s USI-Tech 2.0 review. /end update.
Comissões de Recrutamento.
USI-Tech affiliates are paid €120 EUR per affiliate they recruit.
Comissões Residuais.
To qualify for residual commissions a USI-Tech affiliate must recruit at least three affiliates.
Residual commissions in USI-Tech are paid out via a 3×12 matrix.
A 3×12 matrix places an affiliate at the top of a matrix, with three positions directly under them:
These three positions form the first level of the matrix. The second level of the matrix is generated by splitting each of these three positions into another three positions each (9 positions).
Subsequent levels of the matrix are generated in the same manner, with a complete 3×12 matrix housing 797,160 positions.
Positions in the matrix are filled via direct and indirect recruitment of new USI-Tech affiliates.
€150 EUR out of the €600 EUR each new affiliate pays is paid out in matrix commissions.
The €150 EUR is split into twelve smaller payments (€12.50 EUR each) and paid up to twelve matrix levels.
USI-Tech affiliates who haven’t qualified for matrix commissions are skipped over, allowing qualified affiliates to earn beyond the first twelve levels of their matrix.
Comissões de corretores.
When USI-Tech affiliates use company’s software, USI-Tech collect brokerage fees.
These brokerage fees are paid out as commissions using the same matrix structure residual commissions are paid through.
25% of the brokerage fee charged is paid to the recruiting affiliate the remaining 75% is split into twelve payments and paid out via the 3×12 matrix.
Note that brokerage commissions will vary from month to month, depending on usage of the trading platform by USI-Tech affiliates.
Joining USI-Tech.
USI-Tech affiliate membership costs €600 EUR.
Conclusão.
Analysis of USI-Tech requires breaking the company into two components; the trading component and the MLM opportunity.
The forex trading side of USI-Tech has nothing to do with the MLM opportunity.
USI-Tech affiliates sign up for €600 EUR and are given access to an automated forex trading platform.
With our software license service it is now possible for anyone to trade in this highly complex industry without own knowledge and excellent chances of winning.
The platform is hitched up to Royal Financial Trading, a third-party broker based out of Australia.
The mandatory use of Royal Financial Trading is how USI-Tech generated brokerage fees, which form part of the compensation plan.
Whether USI-Tech’s forex platform works or not is neither here nor there. Affiliates can try it out with their own money and win or lose, it has no bearing on the MLM side of the business.
Unfortunately USI-Tech’s MLM offering is straight pyramid recruitment.
There is no retail side to the business, with everyone signing up as an affiliate with access to the income opportunity.
With the exception of brokerage fees, USI-Tech’s compensation plan is entirely focused on affiliate recruitment.
That USI-Tech affiliates are directly and indirectly paid to recruit new affiliates makes USI-Tech a pyramid scheme.
As with all pyramid schemes, once recruitment of new affiliates dies down USI-Tech will collapse.
This will manifest itself by way of matrix commissions slowing down, before stopping entirely.
While some money may be made via automated trading, with respect to USI-Tech itself, any affiliate who doesn’t recover €600 EUR via matrix recruitment commissions loses out.
With each USI-Tech affiliate required to recruit three affiliates just to qualify for matrix commissions, mathematically the majority of USI-Tech affiliates are guaranteed to lose money.
Update 23rd July 2017 – In late May USI-Tech introduced a bitcoin investment compensation plan. You can read an analysis of it in BehindMLM’s USI-Tech 2.0 review.
Posts Relacionados:
USI-Tech Review 2.0: Forex auto-trading dropped for bitcoin Ponzi - Jul 23rd, 2017.
145 Comments on “USI-Tech Review: Automated forex platform & recruitment”
the review is good apart from the last part:
It is “NOT” a pyramid scheme because the product is the software (600€) that permits you to have the Robot (Automated Trading Software) that will trade in your account for you , thus making you automated profits from your investments in the trading .
Affiliates are selling a “Product” that will permit anybody to make automated profit in trading.
So your review is good apart from the last part about Straight pyramid Recruitment. We HAVE a product 🙂 .
It is “NOT” a pyramid scheme because the product.
Bundling a product or service to chain-recruitment doesn’t make it any less chain-recruitment.
Chain-recruitment in MLM = pyramid scheme.
Oz : Chain-recruitment in MLM = pyramid scheme.
Pyramid Scheme is Illegal.
Pyramid Scheme is Illegal.
so don’t call it Pyramid :). because here we are legal, Amway (Ozedit: has nothing to do with USI-Tech. Offtopic derail attempt removed.)
You can only be a costumer in USI-Tech, if you don’t want to earn from the network marketing plan , and refer people you don’t have to. there is a choice.
You can only be a costumer in USI-Tech,
No idea what a costumer is, but as per USI-Tech’s compensation plan you can only sign up as an affiliate.
You then get paid to recruit new affiliates.
if you don’t want to earn from the network marketing plan , and refer people you don’t have to .
Whether you personally choose to recruit and get paid or not is irrelevant to the fact that the only way to make money in USI-Tech is to recruit affiliates.
Best of luck with the illegal pyramid scheme.
a costumer is someone who bought the product for trading purposes.
you signup as a costumer, if you don’t recruit you will not get paid on the affiliate side , if you do want to recruit though , then you will be able to make extra income that way by taking part in the affiliate side of the business .
There is 2 way to make money in USI-Tech.
1st: By buying the Product (software) , and using it to trade ( therefore bringing you automated profits)
2nd: By Recommending the software to other people, therefore taking part in the network marketing side of USI-Tech.
you signup as a costumer, if you don’t recruit you will not get paid on the affiliate side.
Doesn’t matter, in MLM access to the compensation plan makes you an affiliate.
What you need are retail sales, which USI-Tech does not have (ie. selling a product or service to non-affiliates).
There is 2 way to make money in USI-Tech.
One doesn’t cancel out the other. Getting paid to recruit in MLM = pyramid scheme.
This has been tried many times before – Oceanside Wealth, EPX Trader etc. etc.
Greedy commission plan to reward the big hitters, prohibitively high fees that will alienate most folks from joining, unproven currency trading methods…. what could possibly go wrong?
Dead in 12-18 months I reckon.
Poor Tom seems a little deluded. If there were an automated trading system that consistently made money, then the creator of that software would just sit on a beach and let the money roll in. It wouldnt be shared.
As with Bernie Madoff. Why on earth would he need outside investors if he really returned 12% PA, he could just borrow at 5% and keep the 7. Why share the money.
I really get frustrated with the amount of scam/schemes there are out there. Oz you do a brilliant job of bringing them to notice. Obrigado.
Forex, Binary robots are all the same, complete junk. You can not take a person with no knowledge of currency trading and expect to make a win consistently.
I’ve seen a lot of these promotions and checked a few of them out when I didn’t know any better and as you guess it lost my money, not a whole lot cause I’m smarter then that but experienced enough of these schemes to know when a script has been set with the same lame story of a miracle robot reading for you lol it’s laughable.
Reading other reviews as well as this one they consistent taxing for trades and trying to introduce more novice people to fork out €600 just to get there hands on some mystic robot then you’ll have to load that account with $250 dollars.
You lose your money then you have pesky phoney brokers ringing you none stop asking if you’d like to put in another $5k or more.
Yep seen it all, the mlm side of it doesn’t hold weight and will only be taken up by the get rich quick crowd…… Good luck Tom I see you’re passionate about it lol.
Tom is 100% correct. Obviously none of you know a thing about network marketing/ how USI will be mining Bitcoin for their members nor do you understand the automoated system USI will be using.
You cannot say it is a pyramid scheme because USI has a product (Ozedit: Snip.)
You cannot say it is a pyramid scheme because USI has a product.
Yeah I’m going to stop you right there.
Every MLM pyramid scheme these days has some product or service attached to it.
Paying recruitment commissions makes an MLM company a pyramid scheme. Whether they bundle belly flint, apple cores or a forex platform to the recruitment commissions is irrelevant.
Obviously none of you know a thing about…how USI will be mining Bitcoin for their members.
Please give us your total knowledge of bitcoin mining.
Here’s the back of a postage stamp to write it on.
Hi Oz, what’s wrong with a pyramid shaped comp plan that pays you monthly residual income? Are you scared of it?
Hi Oz, what’s wrong with a pyramid shaped comp plan that pays you monthly residual income?
The problem is paying recruitment commissions in MLM, which makes the opportunity a pyramid scheme. Better luck next time.
(Ozedit: repeat commment) Also, your definition of a pyramid scheme is incorrect.
Hi Tmfp, I never said I had knowledge about bitcoin mining, I said That none of you knew that USI-Tech will be mining Bitcoin for their members.
Also, your definition of a pyramid scheme is incorrect.
(Ozedit: Take it up with the FTC/SEC. Nobody cares about your justifications for pyramid fraud.)
Truth : when will you understand that you’re calling a network marketing company with a legal product a pyramid scheme, which has no product.
errado. try again.
Every MLM pyramid busted in the past decade has had some attached product or service.
Read what I wrote again:
The problem is paying recruitment commissions in MLM, which makes the opportunity a pyramid scheme.
Consegui? Boa. Now stop wasting my time.
Ozedit: Take it up with the FTC/SEC. Nobody cares about your justifications for pyramid fraud.)
Pyramid schemes now come in so many forms that they may be difficult to recognize immediately. However, they all share one overriding characteristic. They promise consumers or investors large profits based primarily on recruiting others to join their program, not based on profits from any real investment or real sale of goods to the public.
Some schemes may purport to sell a product, but they often simply use the product to hide their pyramid structure.
(Bolding and italics mine)
@LittleRoundMan – ^^^GREAT SEC REMINDER for SOOOO many of these scams!
Hi Tmfp, I never said I had knowledge about bitcoin mining, I said That none of you knew that USI-Tech will be mining Bitcoin for their members.
I know you didn’t, otherwise you would realize that their claims of 1% per day return from doing it are as ridiculous as their 100/150% pa forex ones.
I don’t think I’ve seen such an obvious, cliche ridden scam such as USI for a long time.
For all you facebook politicians, since your opinions matter most.
Live results from USI Trading Bot:
Pretty good for being on auto pilot.
(Bolding and italics mine)
You quoting the FTC out of context.
They are selling a real product, to real people, who are looking to earn real money. Last time I checked, that isn’t illegal, nor falls into any realm of a recruitment scandal.
(Ozedit: False, see FTC vs. Vemma. Strawman arguments removed.)
A pyramid scheme with products is still illegal. There’s nothing taken out of context.
If you click “full statistics and charts” you can see the account has lost $31,767 with a “total return” of -11.87%.
But uh yeah, pretty good results. Rightio.
Oz you are looking at the Floating P/L.
When you wrote $31,767 with a “total return” of -11.87%.
Oz any trading account will show a negative Floating P/L if there are trades which have not closed.
The correct way to see if any of the accounts are in profit would be to click on the “Protfolio consituents” tab. Not the “full statistics and charts” tab.
And I just checked and all trading accounts are showing profit.
Justo. But the MLM side of USI-Tech is still a pyramid scheme.
dude, you are A MORON. I have not recruited ONE person and I have withdrawn 5x. I get anywhere from 1 – 10%+ 5 days a WEEK.
you people are f’n IDIOTS.
I have not recruited ONE person and I have withdrawn 5x. I get anywhere from 1 – 10%+ 5 days a WEEK.
1. You don’t have to personally recruit in a Ponzi scheme, but someone does. Without new investment there’s no money for you to steal.
2. Numbers on a screen != getting paid 5 days a week. Enjoy your monopoly money.
This dialogue proves you have no knowledge of trading, auto trading, how the market works and the product USI has to offer.
By these statements, you agree that USI has a legit product. However, you have a problem with their network marketing plan. Therefore, you have an issue with every single MLM & Network Marketing company in the entire world.
By these statements, you agree that USI has a legit product.
The issue isn’t “the product”, it’s whether trading is being used to pay ROIs.
To date there has been no evidence of trading correlating to affiliate ROI payouts. USI-Tech is obviously a Ponzi scheme.
However, you have a problem with their network marketing plan. Therefore, you have an issue with every single MLM & Network Marketing company in the entire world.
Nah Just those that pay on recruitment and are pyramid schemes, like USI-Tech.
Try harder, scammer.
Ken Russo is now pimping this scam.
USI-Tech is a trading software company. Their product is trading software. You can buy their software, all by yourself, for the 600 Euros, fund the brokerage account and set it trading. If it makes money, great! That is their main program.
As of March 1 (I believe) they have also added Bitcoin Trading. In the Bitcoin Trading side of things, you can buy Bitcoin “Packs” that are traded out on the market on your behalf by USI-Tech and when it profits, they share the profits with you.
You can join USI-Tech, and buy the packs and do absolutely NOTHING else and earn 1% per day since they are doing the trading for you. You can do that until the end of time.
Now, if you *choose* to share with others, you will receive a percentage of their pack purchases. But that is completely optional. That is the MLM side of it. But you NEVER have to recruit ANYONE to get your return on the Bitcoin packs.
So is it a “Pay for recruitment” MLM? No, it isn’t. You earn a “bonus” if you do, but there is absolutely no requirement to.
Take a revisit and see for yourself.
USI-Tech is a trading software company.
Oh really, is that why:
In the Bitcoin Trading side of things, you can buy Bitcoin “Packs” that are traded out on the market on your behalf.
You can join USI-Tech, and buy the packs and do absolutely NOTHING else and earn 1% per day.
USI-Tech provide no proof that any trading correlates with passive affiliate ROI payouts.
Meanwhile the only verifiable source of entering USI-Tech is invested affiliate funds, the use of which to pay affiliate ROIs makes USI-Tech a Ponzi scheme.
Now, if you *choose* to share with others, you will receive a percentage of their pack purchases. But that is completely optional.
Paying recruitment commissions makes USI-Tech a pyramid scheme. Whether recruiting is optional or not is irrelevant.
I have been forex trading for past 4 years. And yes the FXBLUE results tie up as steady profit month in month out. I wont argue there.
However, how and where is the proof that they are managing 1% per day on all the BTC packages?
I’ve seen Sharon James boasting that her uplines have 5k packs and 3 k packs and another 2k packs. Also with 35% being paid out on the matrix commission for each pack bought.
With the amount of people buying packs now. USI must be making around $1 million every day of trading in order to be paying this 1%.
So, once again, is there an FXBOOK link or anything to show proof of this earning/trading BTC….
Ken Russo is now pimping this scam.
I’ve seen Sharon James boasting that her uplines have…….
Two well known pimps with a long histories of scam involvement. What else really matters?
Edit the post above please to that one:
Hey guys, funny discussion.
This is how I see it:
1. USI Tech sells a Robot-Trading Software for 600€ to me.
I open an account at MT4 on my OWN with my verification and put the software on that account.
It starts trading and I get lifetime updates for the software and products. – that is MY benefit for buying the software. (There is a chance of losing money, if the software is trading wrong.=
2. I CAN if I want to, refer the software to others. As it is a DIGITAL product I get benefits for recommending it (just like digistore24, amazon affiliates). Therefore for telling other people to buy it, I get paid just like MLM works.
If nobody buys it, I still have the product which actually gives me a USE therefore no snowball/pyramid.
3. The BTC packages are paying up to 1% per weekday (4-5% per week). You invest 50$ into 1 package so you get 140 weekdays long up to 1%. YOUR investment of 50$ is INCLUDED into these percentages.
So you get your own investment back and 40% profits over 140 weekdays (140 divided by 5 multiplie by 7 is 196). So you get 40% profit for each 50$ after 196 days.
Do you know the cryptocurrency market that you can trade there 7 days each week?
USI is only paying out 5 days and keeping 2 days profits for them to pay the MLM part of it and for the company.
So you as a customer get 40% profits after a real 196 days.
And that my friends, is totally doable in the cryptocurrency market.
I am not customer at USI Tech but I dont like bashing companies for doing a good job. I also have no “proof” of their bitcoin trading and that is what we can mark negative here. But just the profits paid over that big time DO make sense.
ps: Excuse my bad grammar, I am from Germany.
I open an account at MT4 on my OWN with my verification and put the software on that account.
What you do outside of the MLM opportunity is irrelevant.
I CAN if I want to, refer the software to others.
What you can or can’t do is neither here nor there.
What happens is you pay a fee and get paid to recruit others who do the same. In MLM this is a pyramid scheme.
If nobody buys it, I still have the product which actually gives me a USE therefore no snowball/pyramid.
Every product-based pyramid scheme has an attached product or service. It doesn’t make USI-Tech any less of a pyramid scheme.
USI is only paying out 5 days and keeping 2 days profits for them to pay the MLM part of it and for the company.
And there’s proof any such trading directly correlates to affiliate ROI payouts?
Claro que não. Smoke and mirrors all the way.
People who can legitimately and consistently generate a 1% daily ROI don’t waste their time with Ponzi/pyramid schemes.
Can someone explain why all the Equity Balances are always less than the initial deposits.
The Floating P/L are growing daily, which means if people decided to close their accounts, most would be in a loss.
USI-Tech isn’t registered with the DED in Dubai. The Dubai registration number on their website is fictitious!
DED is the Department of Economic Development in Dubai. A company must register with the DED to conduct business in Dubai. A company must fill out an application and then receives a registration number.
The DED website holds all the information of every company in Dubai and is free to search. USI-Tech doesn’t exist in there database. If USI-Tech is working now, it won’t for long, the company can take all the money they have received and disappear with no authority to answer to.
Look it up yourself at the DED link below. Input their registration number or company name. Not there!
From USI’s website:
Company Name: United Software Intelligence – USI TECH Company Registered: Dubai, UAE.
Registered Name: USI – Tech Ltd.
Registration No: ICC20160282
One of the owners of USI-Tech, JOÃO FILIPE FERNANDES SEVERINO has a lifetime ban from banking in Portugal.
Ohhhhhhhhhhhhh my… you have always been correct in the past.
I was imagining USI-TECH would not show up here.. I AM meeting with the CEO (Owner Horst Jicha) here in a couple of weeks. will have many questions..
I successfully trade the stock market with a platform..so..I KNOW you can earn 5% per month..I Know that the Forex is super..tough..however..
I did purchase the platform, and will start trading soon. I have seen 6 months worth of positive trades.
The crypto world is a wild wild west..thanks..I believe in USI-TECH….lets learn together..
Also..I know they have engaged with Kevin Thompson..MLM attorney..be compliant in US and Canada.
The owners of USI-Tech were made aware that their registration number in Dubai is a fiction. They then responded that USI-Tech is actually registered in Ras al-Khaima. That is more BS. They explained Dubai is where their “corporate headquarters” está localizado.
USI-Tech’s “corporate headquarters” in Dubai would also need to be registered there to conduct business in that country. Plus, only a PO Box is listed for their address, no physical “corporate” endereço.
Look it up yourself at the Ras al-Khaimah government website links below.
Registered: Dubai, UAE.
Registered Name: USI – Tech Ltd.
Registration No: ICC20160282
I know they have engaged with Kevin Thompson..MLM attorney..be compliant in US and Canada.
You can’t make pyramid recruitment compliant.
USI Tech is not a current client.
I used to think Oz was full of it when he was calling out Zeek of which I was involved, Turns out he was right.
Some one is trying to get me involved in this and again I believe Oz is right again. I believe I will just let my bit coins grow on their own as I know they are legit.
Thanks Oz for keeping me away from this one.
Well The Attorney Answering blows that argument right out of the window.
Great day…Yes…Kevin Thompson “USI Tech is not a current client.”
Not a current Client. You don’t keep Mr. Kevin Thompson on retainer. You ask and pay for his advise, make any necessary changes…ask, and pay for his advise..make changes.. Do what ever you are comfortable with..
I contacted Kevin Thompson directly and he confirmed USI are a former client.
Thank you Moonboot…are you joining us in Vegas on the 26th?
Madoff was a client of Ira Sorkin. What point are you guys trying to make here?
Kevin Thompson couldn’t figure out USI-Tech isn’t registered to conduct business anywhere.
Our point is, USI-TECH is obtaining a credible and respect attorney in MLM to be sure our company is totally compliant.
I contacted Kevin Thompson myself and he declared he has NEVER done ANY work with USI - TECH..period..
Dear Sterling.. I KNOW for a fact, he has…thank you.. I guess we can wait until Kevin Thompson shares or not..more details with us.
I will no longer comment on this.. thank you..
USI Tech is a FORMER client. Yes, I have done work for them. They’re no longer a client.
So we can assume Sterling never contacted you.
Between that, some of the other claims made lately and multiple usernames… I think it’s time for the spambin.
USI-TECH is obtaining a credible and respect attorney in MLM to be sure our company is totally compliant.
That’s nice… but the fact remains you can’t make a pyramid scheme compliant.
Elta Rahim is/was a JetCoin affiliate which has all but collapsed.
If USI-Tech is as good as he claims it to be why would Mr. Rahim bother promoting other Ponzi/pyramid schemes on his Twitter feed?
My goodness. I am a woman. As a published Author, speaker, retired therapist, I have done nothing to be ashamed of. Feel free to google me and get your facts straight..
I have been gullible thinking that Scott Chandler and Brent Robinson where good men. I was wrong, as where thousands of others. We are in the process of suing and will work toward returning everyone in our jetcoin teams, seed money back.
I continue to learn about USI-TECH. Meeting with the CEO soon… So far..I am just posting the facts . This will also be my last comment on this attack.
Perhaps instead of getting to know the people running scams, you should take a look at their respective business models.
JetCoin was a Ponzi scheme regardless of who was running it.
USI-Tech is a pyramid scheme, again regardless of who the CEO is.
Any company who have got Sharon James and Mark Ghobril as respected Leaders have to be Suspect. who in there right minds would have these idiots has leaders?
there is no proof of bitcoin trading what so ever.
Add Frank Calabro Jr to the Ponzi pimp list. His plan is for USI-Tech to make him a Bitcoin millionaire by “dominating this Bitcoin arena space”.
Some Other Guy who was involved with ufun maps tm and now this Adrian Hibbert.
I think is his name posting about withdrawing bitcoin regularly also i think he still owes Zeek Receiver 84.000 dollars.
USI Tech is obviously a scam, and will obviously collapse sooner or later.. but in the mean time, why has nobody closed this site down, and saved all the foolish people who are about to lose their life savings.
Elta Rahim, If you had done any serious due diligence, you wouldn’t have had to talk to anyone about Jetcoin to know it was a Ponzi. Every admin and people behind their Ponzi’s are liars. EVERYONE.
All you had to do was Google the names of the major promoters of Jetcoin to see all their prior Ponzi’s they promoted for you to realize they had no clue what they were talking about, and have zero knowledge of what is real and what is not real.
It makes no difference what your credentials are, you promoted a Ponzi, and yes by doing so you were doing something wrong despite your claims.
I do want to applaud you for going after the people and Jetcoin with the aim of paying back their initial money invested. I wish you all the best in that endeavor.
What you have to understand is that there wouldn’t have been thousands that lost their money in Jetcoin had any of those thousands of people did real due diligence, as well as listened to those of us who know what a Ponzi is when we were warning everyone not to join.
But then all of you bought the lie that we were just “Haters” mantra trotted out in every Ponzi.
My hope is that before you get any deeper in this Ponzi, that you do some real due diligence and get out before you have to repeat your experience with Jetcoin.
If you don’t, you will regret it. Whether or not you want to admit it, you are the perfect target for Ponzi’s to prey on, and they are really, really, really good at what they do, and smarter than you. And you are gullible for believing anything they have to say.
My goodness. I am a woman. As a published Author, speaker, retired therapist…
I continue to learn about USI-TECH. Meeting with the CEO soon… So far..I am just posting the facts . This will also be my last comment on this attack.
Well what do you know, yesterday on her FB, Elta became an “entrepreneur”. ROTFL.
Guess she needs to add bonafide scammer to the list above. And, stop giving women a bad name.
Career scammer Ryan Conley just joined USI-Tech. He’s running late getting in the game; but, he thinks “forced matrices are sexy in the crypto space”.
Career scammer Ryan Conley just joined USI-Tech.
That dude has even got his very own thread on realscam.
Entrepreneur is a person who gives up their 40-hour a week job to work 80-hours a week for 1/3 the money and denigrates people having a job.
Elta is a published author, but doesn’t know the difference between “where” and “were”.
This is the next scam I want to see go under due to the all the major scamming pimps that are currently involved!
USI-Tech isn’t registered with the DED in Dubai. The Dubai registration number on their website is fictitious!
In the interests of accuracy, the website says the headquarters are in Dubai (UAE). It does not say the company is registered in Dubai.
The company is actually registered in Ras Al Khaimah, United Arab Emirates.
In the interests of accuracy, USI TECH LIMITED is not registered in Ras al-Khaimah.
Look it up yourself at the Ras al-Khaimah government website links below.
Registered: Dubai, UAE.
Registered Name: USI TECH LIMITED.
Registration No: ICC20160282
A friend of mine keeps asking many leaders and promoters about how they can sustain 1% plus the matrix commissions. She just keeps being told all will be made clearer in 2-3 weeks. CEO’s are going to be giving a lot of transparency.
10 weeks have since passed. Adding more money to the pot i guess…
USI-TECH pays out 5.7% per month..1% return of capital plus profit.
Elta, they have been asked to provide proof so many times. Its surprising that they wont supply this..
Maybe they are trying to drag it out until the Mallorca event. To get people to pump money in to qualify.
Everyone is buzzing right now because one of the leaders/founders of the BTCpacks got his car. Or is this just a ploy for more people to build build build without withdrawing?
Yes..proof is important. I do have daily package reports…don’t want to share anything that would be considered enticement..
12 0.28553 BTC 16 0.04176 BTC 14.63 happy to email. if this helps..Many leaders suggest a 40/60 split..80/20.
I understand this is just numbers in the backoffice, which does not mean anything. Its a bit like one coiners thinking they are millionaires because their back office says so.
So really, you have no proof where this money is coming from…
So really, you have no proof where this money is coming from…
The only verifiable source of revenue is affiliate investment.
2 plus 2 doesn’t equal 5.
Oz, you are such a tool. You think that mlm is the same as a pyramid scheme? A pyramid scheme is by definition a scam. It’s the same as a ponzi. But mlm simply means multi level marketing. Herbalife does multi level marketing too and you don’t see them being rolled up by the sec.
All ponzis/pyramids are mlm, but not all mlm is a ponzi/pyramid.
Usi is the only one out there that actually has a working product. Their forex software makes money on auto pilot. This makes it credible that they’re actually doing bitcoin trading behind the curtains.
And to those who think usi isn’t even an actual company… they have given out their business registration a long time ago. Here’s a copy for ya:
Sorry, I missed the part where you explained how an MLM company paying recruitment commissions wasn’t a pyramid scheme.
Herbalife settled with the FTC over pyramid scheme allegations. They didn’t want to take the matter to court because they knew they were guilty.
So instead Herbalife agreed to stop running a pyramid scheme in the US and change their compensation plan.
And what does a potato quality image of a UAE incorporation demonstrate? Certainly nothing relevant.
Smoke and mirrors, smoke and mirrors.
Errado. The original Charles Ponzi scheme has no levels. Everybody gave money to just Charles Ponzi himself for investment. Heck, there were no levels in Madoff Ponzi either.
Stop making assertions when you don’t know what you’re talking about.
In a ponzi mlm, the only income comes from new signups.
In a non-ponzi mlm, the income comes from signups as well as actual value creation.
In usi’s case, this would be trading/mining. Their working forex software is proof of the fact that they’ve got something going on under the hood.
If you’re going to call me out on something incorrect, call me out correctly. After doing some research, I found that ponzis and pyramids are two different things.
You didn’t call me out on that. That makes you the one who doesn’t know what he’s talking about.
Modern day ponzis/pyramids are all mlm, because it works so well. Your argument might be correct, but it is also irrelevant.
The word “Ponzi” doesn’t appear anywhere in the review.
USI-Tech is a pyramid scheme with an irrelevant service offering.
With respect to the service offering, you have no proof whatsoever that any trading/mining is taking place. The only verifiable source of revenue is affiliate investment.
Strictly speaking MLM wise USI-Tech is a pyramid scheme but there’s potential for Ponzi fraud with the automated service.
Harry Smiles : After doing some research, I found that ponzis and pyramids are two different things.
You didn’t call me out on that.
That wasn’t your mistake. Your mistake was asserting that “ponzi/pyramids are mlm”. I merely called out ONE reason on WHY that statement is incorrect. You manage to find out a different reason for yourself.
In fact, you missed the most IMPORTANT mistake… MLM can be legal. Ponzi and pyramid schemes are scams and already illegal.
Furthermore, you just admitted you did not know what you’re talking about, by admitting you did not even know ponzi and pyramid schemes are separate schemes when you first spoke up.
You still don’t, and you can’t even argue coherently due to lack of information. At least you admit your mistakes, but you immediately try to pin it on me, even though it wasn’t my job to point out ALL of your mistakes.
Are you a customer of USI, or an affiliate who is also a customer? And are you new to the MLM world?
I’m just curious how is the company is making money from recruits when signing up is free and you must have bitcoin to get involved? You’re not actually paying the company cash, you get in with bitcoin from my understanding.
“In fact, you missed the most IMPORTANT mistake… MLM can be legal. Ponzi and pyramid schemes are scams and already illegal.”
Actually, this is precisely what I explained to Oz.
“Are you a customer of USI, or an affiliate who is also a customer? And are you new to the MLM world?”
Cliente. And yes.
You’re obviously having reading comprehension problems, since Oz already explained in the review that USI is not MLM.
If you want to debate his reasons, then do so, instead of trying to debate fundamental definitions.
A pyramid scheme can have a legal product. But, it if gets more of it’s revenue from recruitment than it does from the product then it’s illegal. So this one is prolly shit and a scam.
Not all multilevel marketing plans are legitimate. If the money you make is based on your sales to the public, it may be a legitimate multilevel marketing plan.
If the money you make is based on the number of people you recruit and your sales to them, it’s probably not. It could be a pyramid scheme.
Pyramid schemes are illegal, and the vast majority of participants lose money.
I’m just curious how is the company is making money from recruits when signing up is free.
600 EUR is not free, regardless of whether the equivalent is paid in bitcoin or another currency.
Great day…To join USI there is NO cost. To purchase the Forex it is a one time cost of 600 EUR..Blessings and Bitcoins.
To join USI there is NO cost. To purchase the Forex it is a one time cost of 600 EUR..
Know any affiliates who didn’t spend 600 EUR?
I do…it is the usual 80/20 rule.. A few people doing a lot most doing a little..Folks building a team..they purchase the Forex…80%, at this time do not..JUST based on my little team.. USI-TECH is wanting to educate folks about diversifying their money..
We are launching in the US on Aug 26th…Again.. Meeting with the CEO on Tue in Las Vegas…any questions?
P. S. I have been trading the stock market for 5 years. The platform is 4K a year..and 125 per month. Pretty happy spending a one time 700USD..Blessings and Bitcoins.
We are quite comfortable that Kevin, (and attorney in the UK) will do what ever is necessary to be complaint..
Zero retail and 80% of affiliates providing company revenue is pyramid scheme territory.
I’d ask for evidence of forex taking place but you and I both know you can’t provide any.
Hm…not sure I was clear…20% purchase the Forex…we can provide trades…just go to fxblue.
also…many many live trades on YouTube.. youtube/watch? v=G-U_oCfCf7A&t=44s.
I do read your info..and have for years. I know you are smart men..keep looken..thanks…Bitcoins and Blessings…nitenite for me.
None of that ties specific trading revenue with passive affiliate ROIs.
Anyone can create a forex account and put up YouTube videos. Only forensic accounting can provide correlation between affiliate ROIs and trading.
To date not one MLM forex company ever has provided any such accounting.
There’s a reason for that…
You’re obviously having reading comprehension problems, since Oz already explained in the review that USI is not MLM.
If you want to debate his reasons, then do so, instead of trying to debate fundamental definitions.”
No. I commented specifically to point out to Oz was fucking up his definitions. And USI is most definitely MLM. It’s even being reviewed on a website called ‘behindmlm’. The post is categorized in ‘mlm reviews’. So yeah… definitions.
Know any affiliates who didn’t spend 600 EUR?
Sim, eu. And only 1 of my.
But whether or not these cock suckers are the real deal, wholly depends on whether they are actually trading bitcoin like they fucking say they are. But how would they prove it? Everything can be faked this day and age.
All the scam cryers are using incorrect information. All the defenders are instantly personally insulting people and not producting arguments or additional info.
Especially that little prick zach currin, who likes to flurry all over the web like a social butterfly, and call people names when they call out his precious opportunity for a scam.
So everybody sucks in one way or the other. Especially usi themselves. Instead of posting all the info you’d need on their website, they let people piece it all together from youtube videos posted by guys high up in the line. Support fucking sucks. The big boys who run the supportive facebook groups will silence you when you ask critical questions.
Sim, eu. And only 1 of my.
So you recruited 79 affiliates who each didn’t spend 600 EUR?
That’s some pretty terrible odds, even for a pyramid scheme.
Great day…when the US launches on Aug 26th…we will have our new website with all the answers you need. Blessings and Bitcoins.
So you recruited 79 affiliates who each didn’t spend 600 EUR?
That’s some pretty terrible odds, even for a pyramid scheme.
The 600 EUR license is not necessary for having active btc packages. They’ve done away with the license as a requirement for packages months ago.
Hardly anybody is interested in the forex side, since the btc packages are much more lucrative.
Your info is outdated and your focus is therefore incorrect. Like I said, the scam cryers are using incorrect facts and refuse to get with the times.
Great day…when the US launches on Aug 26th…we will have our new website with all the answers you need. Blessings and Bitcoins.
Brainwashed hogwash. You’re not part of the family. You’re not a co-owner. You’re a believer, posing as a mysterious authority who knows something that others do not.
They haven’t been able to fix their fucking website in months. They just updated and gave urls to pdfs for us to read. The urls didn’t work. Nothing ever fucking works with those cock suckers.
Harry Smiles : The post is categorized in ‘mlm reviews’. So yeah… definitions.
Nope, it is a self-proclaimed MLM that operates as a pyramid scheme due to pay-to-recruit.
Thanks for proving your failure in reading comprehension.
I googled “what is mlm” and got this.
MLM is a marketing strategy in which the sales force is compensated not only for sales they personally generate, but also for the sales of others they recruit, creating a downline of distributors and a hierarchy of multiple levels of compensation. Sep 27, 2012.
Not that I give a fuck about your definitions or your opinion of me. Do you think this is the real me you’re talking to?
Might as well be nice, because you and I both just want to be happy with our lives, now don’t we?
Thank you all for Educating us on this mlm and crypto currencies, but a lot of guys dismissed bitcoin as dead on arrival, but look at how it is now the benchmark for the cryptos.
I have taken the chance of registering with ccbmlm but I wont drop a dime of my hard earned money now or anytime, once again thank you.
And I doubt there will be many Nigerians that will drop their money now or at any time, there was this mlm called mmm that scammed a lot of money from poor Nigerians, they havent recovered.
So they ditched the forex platform nobody was using and now y’all just investing bitcoin on the promise of a passive ROI?
Same as all the other crypto Ponzi schemes doing the rounds then.
Jbonano : here was this mlm called mmm that scammed a lot of money from poor Nigerians, they havent recovered.
I heard that it is still going strong by people promoting on facebook as we speak.
I guess they will never learn.
USI-TECH is wanting to educate folks about diversifying their money..
Many people are using the Forex. Not everyone has the 700 USD to purchase the Forex, or the 1,200 to start trading. The BTC packages are a good fit for just about anyone. Blessings and Bitcoins.
Many people are using the Forex.
Please don’t make assertions you cannot back up with evidence. I’m going to start marking BS marketing claims as spam.
All USI-Tech did was switch out “forex” for “bitcoin trading”, otherwise it’s the same Ponzi scam.
If they could have gotten rid of the 600 EUR offering without pissing off their existing investors, they no doubt would have.
Harry Smiles : Do you think this is the real me you’re talking to?
Who’d want to put on a stupid avatar, except for comedic purposes as the butt of the joke?
But we’re drifting way off topic. Feel free to Google “koscot test”, which defines what is a pyramid scheme, to further your education.
Who’d want to put on a stupid avatar, except for comedic purposes as the butt of the joke?
I’m using a fake email addy and couldn’t give a fuck about my avatar.
But we’re drifting way off topic. Feel free to Google “koscot test”, which defines what is a pyramid scheme, to further your education.
You think I give a shit whether usi counts as a mlm, pyramid or ponzi?
I only care about making some goddamn money so I can live my goddamn life.
Please don’t make assertions you cannot back up with evidence. I’m going to start marking BS marketing claims as spam.
Some trusted friends of mine, who are also critical of usi, are telling me they are running usi-tech’s forex software and it actually works.
If they could have gotten rid of the 600 EUR offering without pissing off their existing investors, they no doubt would have.
They’ve gotten rid of the 600 eur investment as a requirement to get started a few months ago.
Harry Smiles : Some trusted friends of mine, who are also critical of usi, are telling me they are running usi-tech’s forex software and it actually works.
I haven’t come across any claim in the review or comments I’ve read that the software doesn’t work.
If, as the review mentioned, this is the software: metatrader4/en.
I’d guess that the software does work.
Whether the MT4 developers are okay with their software, or some adaptation of it, being used to front a pyramid scheme is an entirely different matter.
I tried to access the usi-tech website to verify some of the info provided in various comments.
Neither firefox, chrome or edge let me connect to the site, with each stating that the site was “insecure”.
Maybe this is, for whatever reason, happening only to me.
I see no reason to doubt the accuracy of OZ’s statement that “USI-Tech’s MLM offering is straight pyramid recruitment.”.
They’ve gotten rid of the 600 eur investment as a requirement to get started a few months ago.
Not if you want to “get started” in the MLM opportunity, which is what was reviewed here.
The 600 euro fee is still a requirement if you want to be a part of the forex trading side of this. You don’t need to pay the 600 euro fee if all you want to do is be in the btc trading side.
I’m not a member of either one, as this looks very fishy to me.
I tried to access the usi-tech website to verify some of the info provided in various comments.
Neither firefox, chrome or edge let me connect to the site, with each stating that the site was “insecure”.
They’re having site troubles all the time.
I see no reason to doubt the accuracy of OZ’s statement that “USI-Tech’s MLM offering is straight pyramid recruitment.”
Oh, so it’s an mlm again.
Not if you want to “get started” in the MLM opportunity, which is what was reviewed here.
So the side of usi that actually fucking works is an mlm scam and that’s all you care about?
The btc packages are good to go then? 😛
So the side of usi that actually fucking works is an mlm scam and that’s all you care about?
The whole company is an MLM opportunity. I don’t selectively review bits and pieces of the comp plan.
How you interact with a Ponzi/pyramid scheme is neither here nor there.
Kasey said this:
Nope, it is a self-proclaimed MLM that operates as a pyramid scheme due to pay-to-recruit.
So what is it, an mlm or not?
Any company that uses an MLM compensation plan is an MLM company.
Not all MLM companies have legitimate business models.
The BTC packages are a good fit for just about anyone. Blessings and Bitcoins.
Talking like a baddie in The Handmaid’s Tale = instant scam red flag. Blessed be the Ponzi fruit. Under his USI.
Whether you personally choose to recruit and get paid or not is irrelevant to the fact that the only way to make money in USI-Tech is to recruit affiliates….
This is not the only way to make money with usi.
Let’s clear something up for all of you especially OZ, A ponzi scheem is one that does not have a product or service (Ozedit: False, ref: Zeek Rewards (penny auction bids) and TelexFree (VOIP)).
The 2000s called, they want their pseudo-compliance back.
@Peter. Ask them to show you proof of the ‘PRODUCT/SERVICE” how you get 1% daily? If they don’t show you, shall we agree its a ponzi as per YOUR statement.
USI-TECH pays out 5.7% per month..1% return of capital plus profit.
So reading through all this, which has been interesting to say the least.
I think the part that needs to be highlighted is the difference between return on capital and interest.
A couple of posts say 5% is achievable. And if you do the math they are saying you make 5.7% a month (40% over 6 months)
Donate these claims really that bold? Absolutamente não.
The product is the BTC package, and I am guessing the runtime of the package is to allow to time to recover the amount of commisions paid on referral and to also achieve the numbers they claim to the paying customers.
Offering ROIs to US residents? Need to register with the SEC.
USI-Tech is not registered with the SEC.
Paying affiliates to recruit new affiliates in MLM? Pyramid scheme.
They dont use the word ROI, they use the word ROC. Investment is never writen or mentioned.
USI-Tech can use whatever pseudo-compliance verbiage they want.
If it looks like a ROI, swims like a ROI, and quacks like a ROI, then it probably is a ROI.
They dont use the word ROI, they use the word ROC. Investment is never writen or mentioned.
In the words of William Shakespeare:
“What’s in a name? that which we call a rose. By any other name would smell as sweet;”
Jason Buckton : the difference between return on capital and interest.
Did you bother to look up the actual definition?
Return on Capital (ROC), also known as return on invested capital (ROIC), is a ratio used in finance, valuation, and accounting. & # 8212; Wikipédia.
It’s defined as (NetProfit-Taxes)/InvestedCapital.
So it is an investment. You’ve been razzle-dazzled with equivocation.
A couple of posts say 5% is achievable. And if you do the math they are saying you make 5.7% a month (40% over 6 months)
Donate these claims really that bold? Absolutamente não.
Returns of 94% per annum aren’t “too bold”. When the US base interest rate is 1% per annum and a realistic return on stockmarket investments would be considered around 4% per annum over inflation. Of course they’re not.
Blessed be the Bitcoins.
Know any affiliates who didn’t spend 600 EUR?
Me. I joined for free. I shared the idea to a friend, and he bought 1 Bitcoin Pack (50 Euros). I earned 10% of his purchase.
Initially, there’s a mandatory 600-Euros purchase of software, but later, it was lifted. People can now join for free.
I hope this helps you and your band of negative thinkers see why USI-Tech is not a pyramid scheme, because in pyramid schemes, you can’t join the company for free.
Me. I joined for free. I shared the idea to a friend, and he bought 1 Bitcoin Pack.
Bitcoin packs didn’t exist when I wrote this review. You’re talking about USI-Tech 2.0, the bitcoin Ponzi scheme.
Separate review and fail on your part.
in pyramid schemes, you can’t join the company for free.
Recruiting people into a pyramid scheme and using pyramid commissions to fund your own involvement is not “free”. The people you are scamming are paying.
Someone always pays in a pyramid scheme, otherwise scammers such as yourself wouldn’t have anyone to steal from.
It seems since they started dealing with bitcoin everybody’s just going for that and not paying 600 to use their forex robot.
What I want to know before getting involved is whether they’re actually trading bitcoin.
Seems there’s no way to find that out for sure..
Seems there’s no way to find that out for sure..
Oh there is. Any company legitimately generating revenue through bitcoin trading would be able to product audited reports tying trading to ROI revenue.
USI-Tech and the rest of them are just running Ponzi schemes. The offering of an unregistered security in the US should also be of concern.
Joao Severino IS NOT Longer a partner. He has been bought out.
So the Attorney Opinion letter holds no water for you.
OK…loving our ICO now, as well. Blessings..
So the Attorney Opinion letter holds no water for you.
Não. Attorneys signed off on both TelexFree and Zeek Rewards.
Attorney opinions of Ponzi schemes are written on toilet paper. They in no way supersede the definition of a Ponzi scheme or the SEC’s regulation of them.
What I want to know before getting involved is whether they’re actually trading bitcoin.
What you should want to know is that known scammers are heavily involved with this.
That recruitment based opportunities like this have a pathetic history of being Ponzi schemes.
That the product/service is irrelevant. It only serves to misdirect you and disguise the scheme. Don’t fall for that trap!
So the Attorney Opinion letter holds no water for you.
50% of attorneys are always wrong. Every side in a lawsuit or criminal case gets an attorney, and both of them can’t be right. Praise be.
An attorney will provide any opinion you ask them to, if you pay them enough. Unfortunately for you, brother Elta, it’s the judge that decides.
Blessed be the Bitcoins.
Again…a girl (Elta Rahim)… I work with Lawyers in USI and they assure me they would NOT be in this business, if it where not real… give it some time.. or not.. blessings and bitcoins..
I work with Lawyers in USI and they assure me they would NOT be in this business, if it where not real…
Apologies, sister Elta, though as your name is an anagram of “Me The Liar” you can’t expect people to draw many conclusions from it anyway. Praise be.
Were you expecting USI’s “lawyers” to say “We’d quite happily work for this business even if it was a scam, which it is”? All glory to the Hammer of Thor.
Elta Rahim? The Las Vegas region kook? The one involved with ‘Ashtar Command’ and tinfoil hats?
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